The United States District Court for the Eastern District of Pennsylvania has held that a lawyer was not entitled to insurance coverage because he could not reasonably expect that his malpractice policy would provide coverage for acts occurring three months prior to the effective and retroactive date of the policy.  Downey v. First Indemnity Ins., 2016 WL 6033426 (E.D. Pa. Oct. 14, 2016).

Continue Reading “Reasonable Expectations” Doctrine Inapplicable Due to Unambiguous Effective and Retroactive Dates

The Court of Appeals of Minnesota has held that a lawyers professional liability policy does not afford coverage for a claim based on alleged acts of malpractice that occurred prior to the retroactive date. Gemelli v. Haugen, 2015 WL 2457005 (Minn. Ct. App. May 26, 2015).
Continue Reading No Coverage Where Attorneys’ Alleged Malpractice Occurred Prior to Retroactive Date

An Illinois federal court has held that an insurer owed no duty to defend an underlying lawsuit where the complaint did not allege any conduct occurring after that policy’s retroactive date.  Wesco Ins. Co. v. Regas, 2015 WL 500702 (N.D. Ill. Feb. 3, 2015).  The court also held that a second carrier owed no duty to defend the suit by operation of a prior notice exclusion. Wiley Rein represented one of the insurers.
Continue Reading No Coverage Where Underlying Complaint Did Not Allege Conduct After Retroactive Date; Suits Involving Nearly Identical Course of Conduct Are Related