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Executive Summary Blog

Legal developments affecting professional liability insurers

Category Archives: Reasonable expectations

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“Reasonable Expectations” Doctrine Inapplicable Due to Unambiguous Effective and Retroactive Dates

Posted in Reasonable expectations, Retroactive Date
The United States District Court for the Eastern District of Pennsylvania has held that a lawyer was not entitled to insurance coverage because he could not reasonably expect that his malpractice policy would provide coverage for acts occurring three months prior to the effective and retroactive date of the policy.  Downey v. First Indemnity Ins.,… Continue Reading