A federal district court in Massachusetts has held that an insurer properly denied coverage for a claim against an insured church brought by another church that had broken away from the original entity because the breakaway church was not an “insured” under the original church’s policy.  Newton Covenant Church, et al. v. Great Am. Ins. Co., 2019 WL 3464705 (D. Mass. Jul. 31, 2019).

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The Supreme Court of Rhode Island has held that an insurer had no duty to defend or indemnify a contractor of its insured because the contractor was not an additional insured under the professional liability coverage part of the insured’s policy, even though the contractor was an additional insured under the general liability coverage part of the same policy.  Quest Diagnostics, LLC v. Pinnacle Consortium of Higher Educ., 2014 WL 2917036 (R.I. June 27, 2014)
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