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Wiley Executive Summary

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    • Bad Faith/Duty to Settle
    • Claims-Made/Related Claims
    • Coverage Litigation
    • Cyber Policies and Issues
    • Exclusions
    • Policy Definitions
    • Policy Requirements and Conditions
    • Prior Knowledge/Rescission
    • Professional Liability Exposures
No Coverage Under Claims-Made Policy Where No 'Claim' Made Against Insured During Policy Period
August 2, 2022
No Coverage Under Claims-Made Policy Where No 'Claim' Made Against Insured During Policy Period
  • Claims-Made/Related Claims
Investment Advisor’s Unauthorized Copying of Trade Publication Held Not to Constitute a Wrongful Act in the Performance of Investment Advisory Services
July 27, 2022
Investment Advisor’s Unauthorized Copying of Trade Publication Held Not to Constitute a Wrongful Act in the Performance of Investment Advisory Services
  • Coverage Litigation
Negotiation of Severance Agreement with Employee Who Ended Affair With Company President Constitutes a Claim That Was Not Timely Reported Under EPL Policy
July 18, 2022
Negotiation of Severance Agreement with Employee Who Ended Affair With Company President Constitutes a Claim That Was Not Timely Reported Under EPL Policy
  • Claims-Made/Related Claims
  • Prior Knowledge/Rescission
Deceptive Advertising Claim Does Not Allege “Covered Professional Service”
July 12, 2022
Deceptive Advertising Claim Does Not Allege “Covered Professional Service”
  • Exclusions
  • Policy Definitions
Material Issues of Fact Preclude Summary Judgment that Insurer Waived or was Estopped from Asserting Coverage Defenses
July 8, 2022
Material Issues of Fact Preclude Summary Judgment that Insurer Waived or was Estopped from Asserting Coverage Defenses
  • Policy Requirements and Conditions
No Coverage for Loss in Consequence of Social Engineering Fraud
June 28, 2022
No Coverage for Loss in Consequence of Social Engineering Fraud
  • Coverage Litigation
  • Cyber Policies and Issues
  • Exclusions
  • Policy Requirements and Conditions
Coverage for SXSW Refund Lawsuit Barred by Contract Exclusion
June 27, 2022
Coverage for SXSW Refund Lawsuit Barred by Contract Exclusion
  • Bad Faith/Duty to Settle
  • Claims-Made/Related Claims
  • Exclusions
Losses Reported by Property Insurer’s Customers Constitute “Claims” Under Insurer’s E&O Policy
June 27, 2022
Losses Reported by Property Insurer’s Customers Constitute “Claims” Under Insurer’s E&O Policy
  • Claims-Made/Related Claims
  • Coverage Litigation
  • Exclusions
  • Policy Definitions
  • Professional Liability Exposures
Bodily Injury Exclusion in Real Estate Agents E&O Policy Bars Coverage for Car Accident Claim
June 23, 2022
Bodily Injury Exclusion in Real Estate Agents E&O Policy Bars Coverage for Car Accident Claim
  • Exclusions
Delaware Federal Court: No Coverage Under D&O Policy For Claims Based On Acts Alleged To Have Occurred Prior To Insured Entity’s Formation
June 6, 2022
Delaware Federal Court: No Coverage Under D&O Policy For Claims Based On Acts Alleged To Have Occurred Prior To Insured Entity’s Formation
  • Bad Faith/Duty to Settle
  • Claims-Made/Related Claims
First Circuit Joins Other Circuits in Finding COVID-19-Related Losses Do Not Trigger “Business Interruption Coverage” Under Commercial Property Insurance Policy
June 6, 2022
First Circuit Joins Other Circuits in Finding COVID-19-Related Losses Do Not Trigger “Business Interruption Coverage” Under Commercial Property Insurance Policy
Revising Prior Order, Georgia Court Holds Two EEOC Charges and Resulting Lawsuit by the Same Claimant Are All Claims “Made or Brought” Before the Applicable Policy Period
June 3, 2022
Revising Prior Order, Georgia Court Holds Two EEOC Charges and Resulting Lawsuit by the Same Claimant Are All Claims “Made or Brought” Before the Applicable Policy Period
  • Claims-Made/Related Claims
  • Coverage Litigation
No Notice-Prejudice Exception Applies to Financial Institution Bonds under Oklahoma Law
June 2, 2022
No Notice-Prejudice Exception Applies to Financial Institution Bonds under Oklahoma Law
  • Claims-Made/Related Claims
  • Cyber Policies and Issues
Third-Party Wire Fraud Triggers Conversion Exclusion Under Professional Liability Policy, Despite No Direct Insured Involvement in Theft of Funds
May 23, 2022
Third-Party Wire Fraud Triggers Conversion Exclusion Under Professional Liability Policy, Despite No Direct Insured Involvement in Theft of Funds
  • Exclusions
Definition of Third-Party Wrongful Act and Sexual Misconduct Exclusion Bar EPL Coverage for Claim Alleging Negligent Supervision
May 17, 2022
Definition of Third-Party Wrongful Act and Sexual Misconduct Exclusion Bar EPL Coverage for Claim Alleging Negligent Supervision
Louisiana Federal Court Latest to Find Pandemic-Related Losses Not to Trigger “Business Interruption Coverage” Under Commercial Property Policy
May 17, 2022
Louisiana Federal Court Latest to Find Pandemic-Related Losses Not to Trigger “Business Interruption Coverage” Under Commercial Property Policy
No Coverage for Claim Deemed Made After Policy Expired When Insured First Received Actual Notice of Lawsuit
May 11, 2022
No Coverage for Claim Deemed Made After Policy Expired When Insured First Received Actual Notice of Lawsuit
  • Claims-Made/Related Claims
Insured v. Insured Exclusion Bars Coverage For Entirety of Suit Brought By Insureds and Non-Insureds
May 5, 2022
Insured v. Insured Exclusion Bars Coverage For Entirety of Suit Brought By Insureds and Non-Insureds
  • Claims-Made/Related Claims
  • Exclusions
No Duty to Defend When Demand Letter Received Prior to Policy Period
May 5, 2022
No Duty to Defend When Demand Letter Received Prior to Policy Period
  • Claims-Made/Related Claims
  • Exclusions
Court Declines to Dismiss Coverage Litigation Based on Potential Applicability of Prior Notice Exclusion
April 25, 2022
Court Declines to Dismiss Coverage Litigation Based on Potential Applicability of Prior Notice Exclusion
  • Claims-Made/Related Claims
Excess “Other Insurance” Clause Relieves Insurer of Duty to Contribute to Defense
April 25, 2022
Excess “Other Insurance” Clause Relieves Insurer of Duty to Contribute to Defense
  • Policy Requirements and Conditions
Delaware Superior Court Reaffirms That Appraisal Action Is Not A Claim For A Wrongful Act Under D&O Policy
April 21, 2022
Delaware Superior Court Reaffirms That Appraisal Action Is Not A Claim For A Wrongful Act Under D&O Policy
  • Bad Faith/Duty to Settle
  • Claims-Made/Related Claims
  • Coverage Litigation
Over $141 Million in Trading Losses for Illegal Trade Deemed “Direct Financial Loss” for “Malicious Act”
April 21, 2022
Over $141 Million in Trading Losses for Illegal Trade Deemed “Direct Financial Loss” for “Malicious Act”
  • Exclusions
Failure to Plead Compliance with Condition Precedent Held Fatal to Declaratory Judgment Action
April 19, 2022
Failure to Plead Compliance with Condition Precedent Held Fatal to Declaratory Judgment Action
  • Coverage Litigation
Outside Entity Exclusion Precludes Duty to Defend Claim for Misappropriation of Confidential Information
April 19, 2022
Outside Entity Exclusion Precludes Duty to Defend Claim for Misappropriation of Confidential Information
  • Exclusions
  • Professional Liability Exposures
No Duty to Defend Lawsuit Alleging Remuneration to which Insured was Not Legally Entitled
April 15, 2022
No Duty to Defend Lawsuit Alleging Remuneration to which Insured was Not Legally Entitled
  • Exclusions
Accounting Services Do Not Implicate Professional Liability Policy When Not Performed “for Financial Institutions”
April 6, 2022
Accounting Services Do Not Implicate Professional Liability Policy When Not Performed “for Financial Institutions”
  • Policy Definitions
Ninth Circuit Upholds Broad Interpretation of “Arising out of” in Goods & Products Exclusion
April 6, 2022
Ninth Circuit Upholds Broad Interpretation of “Arising out of” in Goods & Products Exclusion
  • Exclusions
Insured’s Failure to Allocate Settlement Between Covered and Uncovered Claims Precludes Recovery
April 5, 2022
Insured’s Failure to Allocate Settlement Between Covered and Uncovered Claims Precludes Recovery
  • Coverage Litigation
Professional Services Exclusions Bar Coverage for a Pharmacy Technician’s Mistake in Dispensing Medication
April 4, 2022
Professional Services Exclusions Bar Coverage for a Pharmacy Technician’s Mistake in Dispensing Medication
  • Exclusions
Applicability of Insured v. Insured Exclusion Can Be Determined By Reference to Complaint Alone
April 1, 2022
Applicability of Insured v. Insured Exclusion Can Be Determined By Reference to Complaint Alone
  • Exclusions
Attorney Communications Regarding Undisclosed Contamination Found to Constitute Late-Noticed “Claim” Under Professional Liability Policy
April 1, 2022
Attorney Communications Regarding Undisclosed Contamination Found to Constitute Late-Noticed “Claim” Under Professional Liability Policy
  • Claims-Made/Related Claims
Duty to Defend Where Complaint Contains Potentially Covered Allegations
April 1, 2022
Duty to Defend Where Complaint Contains Potentially Covered Allegations
  • Exclusions
  • Policy Definitions
  • Professional Liability Exposures
Fiduciary Duty Claim Triggers Contract Exclusion Because Duty was Created by Contract
April 1, 2022
Fiduciary Duty Claim Triggers Contract Exclusion Because Duty was Created by Contract
  • Exclusions
Intentional Acts Exclusion Bars Coverage for Wrongful Death Lawsuit
March 31, 2022
Intentional Acts Exclusion Bars Coverage for Wrongful Death Lawsuit
  • Exclusions
Lawyers Professional Liability Policy Does Not Cover Non-Insured Construction Management Company; Insurer Justified in Requesting Segregated Invoices
March 31, 2022
Lawyers Professional Liability Policy Does Not Cover Non-Insured Construction Management Company; Insurer Justified in Requesting Segregated Invoices
  • Policy Definitions
Claims under Illinois False Claims Act Not Uninsurable under Illinois Law
March 29, 2022
Claims under Illinois False Claims Act Not Uninsurable under Illinois Law
  • Bad Faith/Duty to Settle
A Defending Insurer’s Reserving Rights and Seeking Declaratory Judgment Does Not Constitute Bad Faith in California
March 28, 2022
A Defending Insurer’s Reserving Rights and Seeking Declaratory Judgment Does Not Constitute Bad Faith in California
  • Bad Faith/Duty to Settle
Settlement Paid to States to Resolve HIPAA and Consumer Protection Law Claims Constitutes Non-Covered “Fines and Penalties”
March 24, 2022
Settlement Paid to States to Resolve HIPAA and Consumer Protection Law Claims Constitutes Non-Covered “Fines and Penalties”
  • Exclusions
Southern District of New York Holds Multiple Lawsuits Alleging Different Instances of Fraud Constitute Single Related Claim
March 17, 2022
Southern District of New York Holds Multiple Lawsuits Alleging Different Instances of Fraud Constitute Single Related Claim
  • Claims-Made/Related Claims
Delaware Supreme Court Affirms Decision Below in Favor of Insurers, Holds “Relatedness” is Determined By Policy Language and Not “Generic Fundamentally Identical Standard”
March 16, 2022
Delaware Supreme Court Affirms Decision Below in Favor of Insurers, Holds “Relatedness” is Determined By Policy Language and Not “Generic Fundamentally Identical Standard”
  • Claims-Made/Related Claims
Commercial Crime Policy Covers Loss Involving Fraudulent Email Directing Employee to Make Payments
March 4, 2022
Commercial Crime Policy Covers Loss Involving Fraudulent Email Directing Employee to Make Payments
  • Cyber Policies and Issues
Kansas Federal Court Holds Notice-Prejudice Rule Inapplicable to Claims-Made Policies
March 3, 2022
Kansas Federal Court Holds Notice-Prejudice Rule Inapplicable to Claims-Made Policies
  • Claims-Made/Related Claims
Ohio Court Rules that “Frivolous Conduct” Exclusion Precludes Duty to Defend
February 24, 2022
Ohio Court Rules that “Frivolous Conduct” Exclusion Precludes Duty to Defend
  • Exclusions
Legal Malpractice Lawsuit Not Covered Where Insured Knew or Reasonably Should Have Known Pre-Inception of Conduct that Might Be Basis of Claim
February 17, 2022
Legal Malpractice Lawsuit Not Covered Where Insured Knew or Reasonably Should Have Known Pre-Inception of Conduct that Might Be Basis of Claim
  • Prior Knowledge/Rescission
No Coverage Under Claims-Made Policy Where Insured Reported Alleged Injury, But No Claim Was Made, During the Policy Period
February 10, 2022
No Coverage Under Claims-Made Policy Where Insured Reported Alleged Injury, But No Claim Was Made, During the Policy Period
  • Claims-Made/Related Claims
Sexual Misconduct Exclusion Eliminates Duty to Defend Civil Lawsuit
February 10, 2022
Sexual Misconduct Exclusion Eliminates Duty to Defend Civil Lawsuit
  • Exclusions
  • Professional Liability Exposures
D&O Insurer Has Duty to Defend Wrongful Death Suit Because of “Discrepancy” Between Exclusions
February 3, 2022
D&O Insurer Has Duty to Defend Wrongful Death Suit Because of “Discrepancy” Between Exclusions
  • Claims-Made/Related Claims
Massachusetts Court Confirms No Prejudice Required to Deny Coverage for Late Notice under Claims-Made Policy
January 26, 2022
Massachusetts Court Confirms No Prejudice Required to Deny Coverage for Late Notice under Claims-Made Policy
  • Claims-Made/Related Claims
Insurer Owes Duty to Defend and Indemnify Nuisance Litigation
January 25, 2022
Insurer Owes Duty to Defend and Indemnify Nuisance Litigation
  • Claims-Made/Related Claims
  • Exclusions
WARN Act Exclusion Bars Coverage for Breach of Fiduciary Duty Lawsuit
January 21, 2022
WARN Act Exclusion Bars Coverage for Breach of Fiduciary Duty Lawsuit
Breach of Contract Exclusion Precludes Duty to Defend Vendor’s Claim Against Travel Agency for Non-Payment
January 13, 2022
Breach of Contract Exclusion Precludes Duty to Defend Vendor’s Claim Against Travel Agency for Non-Payment
  • Coverage Litigation
  • Exclusions
  • Professional Liability Exposures
Date of Wrongful Acts, Not Harm Caused By Acts, Relevant Factor in Determining Application of Retroactive Date Exclusion
January 12, 2022
Date of Wrongful Acts, Not Harm Caused By Acts, Relevant Factor in Determining Application of Retroactive Date Exclusion
  • Bad Faith/Duty to Settle
Ninth Circuit Holds Three Printing Errors Constitute Single Wrongful Act
January 11, 2022
Ninth Circuit Holds Three Printing Errors Constitute Single Wrongful Act
  • Claims-Made/Related Claims
Insured Barred From Settling Without Insurer’s Consent Absent Breach of Duty to Defend But Insurer Must Exercise Good Faith in Settlement Negotiations
January 5, 2022
Insured Barred From Settling Without Insurer’s Consent Absent Breach of Duty to Defend But Insurer Must Exercise Good Faith in Settlement Negotiations
  • Bad Faith/Duty to Settle
Policy Requires Allocation of Defense Costs Based Upon Parties’ Relative Legal Exposure
December 22, 2021
Policy Requires Allocation of Defense Costs Based Upon Parties’ Relative Legal Exposure
  • Policy Definitions
  • Policy Requirements and Conditions
Law Firm’s Misrepresentations in Insurance Application Warrant Recission Under Utah Statute
December 16, 2021
Law Firm’s Misrepresentations in Insurance Application Warrant Recission Under Utah Statute
  • Prior Knowledge/Rescission
Excess “Other Insurance” Provision Does Not Relieve Insurer’s Duty to Defend
December 15, 2021
Excess “Other Insurance” Provision Does Not Relieve Insurer’s Duty to Defend
  • Policy Requirements and Conditions
California Court Finds Insolvency Exclusion Ambiguous, Limits Application to Insolvency of Third Parties Other Than Claimant
December 14, 2021
California Court Finds Insolvency Exclusion Ambiguous, Limits Application to Insolvency of Third Parties Other Than Claimant
  • Exclusions
Lawyer’s Professional Liability Insurer has Duty to Defend Suit Alleging Sexual Assault of Client
December 14, 2021
Lawyer’s Professional Liability Insurer has Duty to Defend Suit Alleging Sexual Assault of Client
  • Coverage Litigation
  • Professional Liability Exposures
Court Rules that EEOC Charge for Retaliation Based on Prior Charge for Discrimination Is Separate Claim
December 9, 2021
Court Rules that EEOC Charge for Retaliation Based on Prior Charge for Discrimination Is Separate Claim
  • Claims-Made/Related Claims
  • Policy Definitions
Sixth Circuit Holds E&O Policy’s ERISA Exclusion Bars Coverage for Claims Against Trustee of Employee Stock Ownership Program
December 7, 2021
Sixth Circuit Holds E&O Policy’s ERISA Exclusion Bars Coverage for Claims Against Trustee of Employee Stock Ownership Program
  • Exclusions
On Motion for Reconsideration, Southern District of New York Holds that Late-Notice Defense as to Claims-Made-And-Reported Policies Cannot Be Waived
December 6, 2021
On Motion for Reconsideration, Southern District of New York Holds that Late-Notice Defense as to Claims-Made-And-Reported Policies Cannot Be Waived
  • Policy Requirements and Conditions
$140 million SEC Disgorgement Payment Not a “Penalty” and Insurable Under New York Law
November 30, 2021
$140 million SEC Disgorgement Payment Not a “Penalty” and Insurable Under New York Law
  • Professional Liability Exposures
“Securities Claim” Exclusion Applied Where Notes Constituted a “Security” as Defined by the Securities Acts
November 24, 2021
“Securities Claim” Exclusion Applied Where Notes Constituted a “Security” as Defined by the Securities Acts
  • Exclusions
4 Important Class Cert. Issues From 2 Data Breach Cases
November 9, 2021
4 Important Class Cert. Issues From 2 Data Breach Cases
  • Cyber Policies and Issues
Exception to Insured v. Insured Exclusion for “Any Claim Brought by” Certain Former Directors Does Not Apply to Restore Coverage for Shareholder Derivative Action
November 9, 2021
Exception to Insured v. Insured Exclusion for “Any Claim Brought by” Certain Former Directors Does Not Apply to Restore Coverage for Shareholder Derivative Action
  • Claims-Made/Related Claims
Invasion of Privacy Exclusion Bars D&O Coverage for BIPA Suit But EPL Coverage Potentially Applies
November 4, 2021
Invasion of Privacy Exclusion Bars D&O Coverage for BIPA Suit But EPL Coverage Potentially Applies
  • Exclusions
  • Policy Definitions
D&O Policy’s Professional Services Exclusion and Contract Exclusion Do Not Bar Coverage For Claims Arising from Trade Show Cancellation
November 3, 2021
D&O Policy’s Professional Services Exclusion and Contract Exclusion Do Not Bar Coverage For Claims Arising from Trade Show Cancellation
  • Bad Faith/Duty to Settle
  • Exclusions
Delaware Federal Court Clarifies No Coverage Available for Director and Officer Sued in Capacity as Controlling Stockholder
November 3, 2021
Delaware Federal Court Clarifies No Coverage Available for Director and Officer Sued in Capacity as Controlling Stockholder
  • Policy Definitions
Insured-Versus-Insured Exclusion Bars Coverage for Underlying Lawsuit Brought by Both Insured and Non-Insured Plaintiffs
November 1, 2021
Insured-Versus-Insured Exclusion Bars Coverage for Underlying Lawsuit Brought by Both Insured and Non-Insured Plaintiffs
  • Exclusions
Sixth Circuit: No Coverage for Defense Costs Resulting from Qui Tam Action
November 1, 2021
Sixth Circuit: No Coverage for Defense Costs Resulting from Qui Tam Action
  • Claims-Made/Related Claims
E&O Insurer Has No Duty to Defend Dispute Limited to Recovery of Fees
October 29, 2021
E&O Insurer Has No Duty to Defend Dispute Limited to Recovery of Fees
  • Policy Requirements and Conditions
Email Expressing Intention to Discuss Settlement Constitutes “Claim”  
October 26, 2021
Email Expressing Intention to Discuss Settlement Constitutes “Claim”  
  • Claims-Made/Related Claims
Coverage for Negligence Claim Against Law Firm Arising from Wire Fraud Barred by Professional Liability Policy’s “Theft Exclusion”
October 22, 2021
Coverage for Negligence Claim Against Law Firm Arising from Wire Fraud Barred by Professional Liability Policy’s “Theft Exclusion”
  • Claims-Made/Related Claims
  • Exclusions
Insurer May Rescind Policy and Recoup Defense Costs Based on Insured’s Failure to Disclose Known Potential Claim
October 22, 2021
Insurer May Rescind Policy and Recoup Defense Costs Based on Insured’s Failure to Disclose Known Potential Claim
  • Exclusions
  • Prior Knowledge/Rescission
Multiple Acts of Legal Malpractice Alleged In A Single Lawsuit Constitute “Related Acts”
October 22, 2021
Multiple Acts of Legal Malpractice Alleged In A Single Lawsuit Constitute “Related Acts”
  • Claims-Made/Related Claims
Written Consent Must be in Writing: Insured Breaches Consent Requirement and Loses Coverage
October 22, 2021
Written Consent Must be in Writing: Insured Breaches Consent Requirement and Loses Coverage
  • Coverage Litigation
Broker Has No Tort-Based Duty to Claimants to Notify Insurance Carriers of Claims Against Insured 
October 21, 2021
Broker Has No Tort-Based Duty to Claimants to Notify Insurance Carriers of Claims Against Insured 
  • Claims-Made/Related Claims
  • Professional Liability Exposures
No Coverage for Second Lawsuit Alleging Acts that Correlate to Acts Alleged in Earlier Lawsuit Predating Claims-Made Policy Period
October 12, 2021
No Coverage for Second Lawsuit Alleging Acts that Correlate to Acts Alleged in Earlier Lawsuit Predating Claims-Made Policy Period
  • Claims-Made/Related Claims
  • Exclusions
Court Declines to Recognize Scrivener’s Errors in D&O Policy’s Capacity Exclusion
October 11, 2021
Court Declines to Recognize Scrivener’s Errors in D&O Policy’s Capacity Exclusion
  • Exclusions
'McMorris Factors' Create Obstacles For Data Breach Plaintiffs
September 28, 2021
'McMorris Factors' Create Obstacles For Data Breach Plaintiffs
  • Cyber Policies and Issues
No Showing of “Appreciable Prejudice” Required Because Insured Violated Consent to Settle Provision
September 21, 2021
No Showing of “Appreciable Prejudice” Required Because Insured Violated Consent to Settle Provision
  • Bad Faith/Duty to Settle
Insured’s False “Expression of Personal Belief or Opinion” Insufficient to Warrant Rescission of Policy 
September 14, 2021
Insured’s False “Expression of Personal Belief or Opinion” Insufficient to Warrant Rescission of Policy 
  • Claims-Made/Related Claims
  • Prior Knowledge/Rescission
Montana Federal Court Holds that Notice-Prejudice Rule Does Not Apply to Claims-Made Policy
September 9, 2021
Montana Federal Court Holds that Notice-Prejudice Rule Does Not Apply to Claims-Made Policy
  • Claims-Made/Related Claims
E&O Policy’s Securities Exclusion Bars Coverage For Amended Complaint Alleging Only Federal Securities Fraud
September 2, 2021
E&O Policy’s Securities Exclusion Bars Coverage For Amended Complaint Alleging Only Federal Securities Fraud
  • Exclusions
Federal Court Declines to Exercise Jurisdiction Over Rescission Action
September 1, 2021
Federal Court Declines to Exercise Jurisdiction Over Rescission Action
  • Prior Knowledge/Rescission
Insured Versus Insured Exclusion Does Not Bar Coverage for Claims Brought by Member of Insured LLC
August 31, 2021
Insured Versus Insured Exclusion Does Not Bar Coverage for Claims Brought by Member of Insured LLC
  • Coverage Litigation
Prior Knowledge Exclusion Bars Coverage for Entire Lawsuit Alleging Multiple Instances of Wrongdoing
August 31, 2021
Prior Knowledge Exclusion Bars Coverage for Entire Lawsuit Alleging Multiple Instances of Wrongdoing
  • Exclusions
  • Prior Knowledge/Rescission
Sexual Misconduct Exclusion Bars E&O Coverage for Title IX Claim
August 27, 2021
Sexual Misconduct Exclusion Bars E&O Coverage for Title IX Claim
  • Exclusions
Eastern District of Michigan Holds Selling Unregistered Securities, as Defined by the Securities Act of 1933 and Securities Exchange Act of 1934, Constitutes “Professional Services”
August 25, 2021
Eastern District of Michigan Holds Selling Unregistered Securities, as Defined by the Securities Act of 1933 and Securities Exchange Act of 1934, Constitutes “Professional Services”
  • Exclusions
  • Policy Definitions
No Coverage for Wrongful Acts Alleged in Lawsuit Received Prior to Policy Period
August 25, 2021
No Coverage for Wrongful Acts Alleged in Lawsuit Received Prior to Policy Period
  • Claims-Made/Related Claims
  • Exclusions
"Inadequate Consideration” Provision Bars Coverage for Securities Fraud Settlements
August 20, 2021
"Inadequate Consideration” Provision Bars Coverage for Securities Fraud Settlements
  • Claims-Made/Related Claims
  • Coverage Litigation
No Allocation for Defense Costs Incurred in Lawsuit Comprised of Covered and Uncovered “Claims”
August 19, 2021
No Allocation for Defense Costs Incurred in Lawsuit Comprised of Covered and Uncovered “Claims”
  • Claims-Made/Related Claims
Delaware Superior Court Holds that Appraisal Actions Not Securities Claim “For a Wrongful Act”  
August 10, 2021
Delaware Superior Court Holds that Appraisal Actions Not Securities Claim “For a Wrongful Act”  
  • Claims-Made/Related Claims
  • Coverage Litigation
Arbitration Demand Letter Constitutes a Claim Requiring Timely Notice
August 4, 2021
Arbitration Demand Letter Constitutes a Claim Requiring Timely Notice
  • Claims-Made/Related Claims
Good Faith but Mistaken Denial of Coverage Does Not Support Bad Faith Claim or Consequential or Punitive Damages
August 2, 2021
Good Faith but Mistaken Denial of Coverage Does Not Support Bad Faith Claim or Consequential or Punitive Damages
  • Bad Faith/Duty to Settle
Fifth Circuit Holds Payment Card Breach Lawsuit Triggers Coverage for “Personal and Advertising Injury”
July 29, 2021
Fifth Circuit Holds Payment Card Breach Lawsuit Triggers Coverage for “Personal and Advertising Injury”
  • Cyber Policies and Issues
D&O Insurer Has Duty to Defend Where Counterclaim Allegations Against Directors Arguably Involve Insured Capacity
July 21, 2021
D&O Insurer Has Duty to Defend Where Counterclaim Allegations Against Directors Arguably Involve Insured Capacity
  • Claims-Made/Related Claims
  • Coverage Litigation
Texas Federal Court Denies Insurer’s Motion to Dismiss Pending Choice-of-Law Determination
July 15, 2021
Texas Federal Court Denies Insurer’s Motion to Dismiss Pending Choice-of-Law Determination
  • Claims-Made/Related Claims
D&O Policy’s Pollution Exclusion Bars Coverage For Claim Arising from Alleged Conspiracy to Submit Fraudulent Regulatory Filings
July 14, 2021
D&O Policy’s Pollution Exclusion Bars Coverage For Claim Arising from Alleged Conspiracy to Submit Fraudulent Regulatory Filings
  • Exclusions
Breach of Contract Exclusion Does Not Bar Coverage for Underlying Arbitration Award Against an Insured for Negligent Misrepresentation
July 13, 2021
Breach of Contract Exclusion Does Not Bar Coverage for Underlying Arbitration Award Against an Insured for Negligent Misrepresentation
  • Exclusions
Innocent Insured Provision Applies Where Insured Failed to Comply with Policy’s Reporting Provision  
June 29, 2021
Innocent Insured Provision Applies Where Insured Failed to Comply with Policy’s Reporting Provision  
  • Claims-Made/Related Claims
  • Policy Definitions
Insurance Commissioner’s Suit Brought in his Capacity as Receiver of Insolvent Insurer Does Not Constitute A “Governmental Claim”
June 29, 2021
Insurance Commissioner’s Suit Brought in his Capacity as Receiver of Insolvent Insurer Does Not Constitute A “Governmental Claim”
  • Claims-Made/Related Claims
No Coverage under EPL Policy for “Wrongful Act” Committed Against Non-Employee
June 29, 2021
No Coverage under EPL Policy for “Wrongful Act” Committed Against Non-Employee
  • Coverage Litigation
  • Professional Liability Exposures
Delaware Superior Court Holds Opt-Out Case is “Fundamentally Identical” to Original Securities Class Action First Made Before Policy Period
June 24, 2021
Delaware Superior Court Holds Opt-Out Case is “Fundamentally Identical” to Original Securities Class Action First Made Before Policy Period
  • Claims-Made/Related Claims
Florida Supreme Court Allows Defending Insurer To Pursue Malpractice Action Against Defense Counsel
June 23, 2021
Florida Supreme Court Allows Defending Insurer To Pursue Malpractice Action Against Defense Counsel
  • Bad Faith/Duty to Settle
Contract Exclusion Bars Coverage for Fraudulent Representation and Concealment Claims Arising from Purchase and Lease Agreements
June 21, 2021
Contract Exclusion Bars Coverage for Fraudulent Representation and Concealment Claims Arising from Purchase and Lease Agreements
  • Exclusions
Derivative Exception to Insured v. Insured Exclusion Applies Only to Derivative Suits Brought by Non-Insureds
June 7, 2021
Derivative Exception to Insured v. Insured Exclusion Applies Only to Derivative Suits Brought by Non-Insureds
  • Exclusions
No Coverage for Malpractice Action Alleging Undisclosed “Wrongful Acts” Pre-Dating Policy’s Effective Date
June 2, 2021
No Coverage for Malpractice Action Alleging Undisclosed “Wrongful Acts” Pre-Dating Policy’s Effective Date
  • Claims-Made/Related Claims
  • Exclusions
  • Policy Requirements and Conditions
No Coverage for Lawsuit Based Only on Insured Law Firm’s Business Decisions
May 28, 2021
No Coverage for Lawsuit Based Only on Insured Law Firm’s Business Decisions
  • Policy Definitions
Court Reads Contract Exclusion Out of Policy Based on Ambiguity Created by Conflicting Endorsements
May 24, 2021
Court Reads Contract Exclusion Out of Policy Based on Ambiguity Created by Conflicting Endorsements
  • Exclusions
Contract Exclusion Bars Coverage for Deceptive Practices Claims Arising Out of Gym Membership Contracts
May 20, 2021
Contract Exclusion Bars Coverage for Deceptive Practices Claims Arising Out of Gym Membership Contracts
  • Exclusions
Single Lawsuit Comprised of Multiple “Claims”
May 19, 2021
Single Lawsuit Comprised of Multiple “Claims”
  • Claims-Made/Related Claims
  • Exclusions
  • Policy Definitions
  • Prior Knowledge/Rescission
No Coverage for Claim First Made and Reported After Policy Expired
May 6, 2021
No Coverage for Claim First Made and Reported After Policy Expired
  • Claims-Made/Related Claims
Common-Law Claims Associated with Unsolicited Faxes Held to be “Arising Out of” Violation of the TCPA
May 4, 2021
Common-Law Claims Associated with Unsolicited Faxes Held to be “Arising Out of” Violation of the TCPA
  • Exclusions
Coverage for Suit Arising from Settlement of Previous Litigation Not Barred by Prior and Pending Proceeding Exclusion
May 4, 2021
Coverage for Suit Arising from Settlement of Previous Litigation Not Barred by Prior and Pending Proceeding Exclusion
  • Claims-Made/Related Claims
  • Exclusions
Multiple Lawsuits Arising Out of Employee’s Alleged Sexual Abuse of Multiple Children are “Single Claim” Under Claims-Made Policy
May 4, 2021
Multiple Lawsuits Arising Out of Employee’s Alleged Sexual Abuse of Multiple Children are “Single Claim” Under Claims-Made Policy
  • Claims-Made/Related Claims
Ninth Circuit Holds Notice-Prejudice Rule Inapplicable to Claims-Made-And-Reported Policies
May 3, 2021
Ninth Circuit Holds Notice-Prejudice Rule Inapplicable to Claims-Made-And-Reported Policies
  • Claims-Made/Related Claims
  • Exclusions
Wrongful Acts Alleged in Class Action Based on Corporate Policy Are Not “Related Acts”
April 29, 2021
Wrongful Acts Alleged in Class Action Based on Corporate Policy Are Not “Related Acts”
  • Claims-Made/Related Claims
  • Exclusions
Prior Knowledge Provisions Barred Coverage for Malpractice Claim Based on Pre-Policy Sanctions and Default Judgment
April 20, 2021
Prior Knowledge Provisions Barred Coverage for Malpractice Claim Based on Pre-Policy Sanctions and Default Judgment
  • Claims-Made/Related Claims
  • Exclusions
Alleged Breach of Fiduciary Duty Not a “Securities Claim”
April 13, 2021
Alleged Breach of Fiduciary Duty Not a “Securities Claim”
  • Professional Liability Exposures
SEC Investigation of Company Not a “Claim” or “Securities Claim”
April 13, 2021
SEC Investigation of Company Not a “Claim” or “Securities Claim”
  • Claims-Made/Related Claims
Lawsuit Filed After Expiration of Policy Period for Lawyer’s Negligent Drafting of His Own Trust Agreement Not Covered Under Claims-Made Professional Liability Policy
April 9, 2021
Lawsuit Filed After Expiration of Policy Period for Lawyer’s Negligent Drafting of His Own Trust Agreement Not Covered Under Claims-Made Professional Liability Policy
  • Claims-Made/Related Claims
  • Policy Definitions
Indiana Supreme Court Revives Insured’s Case for Ransomware-Related Coverage Under Commercial Crime Policy
April 2, 2021
Indiana Supreme Court Revives Insured’s Case for Ransomware-Related Coverage Under Commercial Crime Policy
  • Cyber Policies and Issues
Kentucky Court Holds That Notice-Prejudice Rule Does Not Apply to Claims-Made-And-Reported Policies
March 29, 2021
Kentucky Court Holds That Notice-Prejudice Rule Does Not Apply to Claims-Made-And-Reported Policies
  • Claims-Made/Related Claims
Nevada Supreme Court Holds Insurer May Recoup Defense Costs
March 25, 2021
Nevada Supreme Court Holds Insurer May Recoup Defense Costs
  • Coverage Litigation
No Coverage for Three Lawsuits Related to Email Not Timely Noticed; No Showing of Prejudice Required Where Notice Not As Soon As Practicable
March 25, 2021
No Coverage for Three Lawsuits Related to Email Not Timely Noticed; No Showing of Prejudice Required Where Notice Not As Soon As Practicable
No Coverage Under Legal Malpractice Policy for Solo Practitioner’s Family Disputes
March 23, 2021
No Coverage Under Legal Malpractice Policy for Solo Practitioner’s Family Disputes
  • Claims-Made/Related Claims
Delaware Trial Court Holds that Fraudulent Transfer Claim by Bankruptcy Trustee is a “Securities Claim”
March 22, 2021
Delaware Trial Court Holds that Fraudulent Transfer Claim by Bankruptcy Trustee is a “Securities Claim”
  • Claims-Made/Related Claims
Insurer Has Duty to Defend Suits Seeking Only Declaratory and Injunctive Relief
March 16, 2021
Insurer Has Duty to Defend Suits Seeking Only Declaratory and Injunctive Relief
Insurer Entitled to Rescind Policy Due to Insured’s Failure to Disclose Contract Dispute and Potential Claim on Application
March 11, 2021
Insurer Entitled to Rescind Policy Due to Insured’s Failure to Disclose Contract Dispute and Potential Claim on Application
  • Prior Knowledge/Rescission
Where Policy Contains no Duty to Defend, Reasonableness of Insurer’s Decision to Withhold Consent to Settlement Judged from Insurer’s Perspective
March 10, 2021
Where Policy Contains no Duty to Defend, Reasonableness of Insurer’s Decision to Withhold Consent to Settlement Judged from Insurer’s Perspective
  • Bad Faith/Duty to Settle
Delaware Supreme Court Applies Delaware Law in D&O Coverage Dispute Involving California Company Incorporated in Delaware
March 9, 2021
Delaware Supreme Court Applies Delaware Law in D&O Coverage Dispute Involving California Company Incorporated in Delaware
  • Bad Faith/Duty to Settle
  • Exclusions
Negligent Misrepresentation Claim Not Barred By Exclusion for Dishonest Conduct
March 8, 2021
Negligent Misrepresentation Claim Not Barred By Exclusion for Dishonest Conduct
  • Exclusions
Under “Law Most Favorable” Provision, Delaware Law Applies and Does Not Prohibit Coverage for Settlement of Alleged Ill-Gotten Gains
March 8, 2021
Under “Law Most Favorable” Provision, Delaware Law Applies and Does Not Prohibit Coverage for Settlement of Alleged Ill-Gotten Gains
  • Exclusions
Coverage for Stockholder Suits Not Barred By Prior Acts Exclusion or Bump-Up Provision
March 4, 2021
Coverage for Stockholder Suits Not Barred By Prior Acts Exclusion or Bump-Up Provision
  • Claims-Made/Related Claims
  • Exclusions
Consumer Protection Claims Not Barred By Antitrust Exclusion
March 2, 2021
Consumer Protection Claims Not Barred By Antitrust Exclusion
  • Exclusions
Pandemic-Related Losses Not “Direct Physical Loss of or Damage to Property” And Do Not Trigger Coverage Under Commercial Property Policy
February 22, 2021
Pandemic-Related Losses Not “Direct Physical Loss of or Damage to Property” And Do Not Trigger Coverage Under Commercial Property Policy
  • Policy Definitions
No Coverage for Lawsuit Alleging Intentional Conduct to Circumvent Estate Plan
February 19, 2021
No Coverage for Lawsuit Alleging Intentional Conduct to Circumvent Estate Plan
  • Policy Definitions
Changes at the FTC Could Increase D&O Exposure
February 18, 2021
Changes at the FTC Could Increase D&O Exposure
  • Professional Liability Exposures
Lawsuits Concerning Same Housing Development Project Are Related Claims
February 17, 2021
Lawsuits Concerning Same Housing Development Project Are Related Claims
  • Claims-Made/Related Claims
  • Exclusions
Lawyer’s Multiple Acts of Negligence Constitute A Single Claim
February 9, 2021
Lawyer’s Multiple Acts of Negligence Constitute A Single Claim
  • Claims-Made/Related Claims
Professional Services Exclusion Does Not Bar Coverage for Lawsuit Alleging “Business Decisions” of Healthcare Facility
February 3, 2021
Professional Services Exclusion Does Not Bar Coverage for Lawsuit Alleging “Business Decisions” of Healthcare Facility
  • Exclusions
Insurer Entitled to Rescind Due to Misrepresentations on Application
January 26, 2021
Insurer Entitled to Rescind Due to Misrepresentations on Application
  • Prior Knowledge/Rescission
Insurer’s Refusal to Participate in Settlement Negotiations Waives Consent-to-Settle Requirement
January 26, 2021
Insurer’s Refusal to Participate in Settlement Negotiations Waives Consent-to-Settle Requirement
  • Policy Requirements and Conditions
No Coverage for Lawsuit Alleging Same Circumstances Asserted in Email Received Prior to Policy Period
January 26, 2021
No Coverage for Lawsuit Alleging Same Circumstances Asserted in Email Received Prior to Policy Period
  • Claims-Made/Related Claims
  • Exclusions
Insured-versus-Insured Exclusion Precludes Coverage For Entire Suit Brought by Insureds and Non-Insureds
January 25, 2021
Insured-versus-Insured Exclusion Precludes Coverage For Entire Suit Brought by Insureds and Non-Insureds
  • Exclusions
Private Investment Funds: Major Developments from 2020
January 12, 2021
Private Investment Funds: Major Developments from 2020
  • Professional Liability Exposures
New York Insurance Law Does Not Preclude Enforcement of Claims-Made-and-Reported Policy’s Notice Requirements
January 7, 2021
New York Insurance Law Does Not Preclude Enforcement of Claims-Made-and-Reported Policy’s Notice Requirements
  • Claims-Made/Related Claims
Prior Knowledge and Prior Notice Exclusions Barred Coverage For Legal Malpractice Claim
January 7, 2021
Prior Knowledge and Prior Notice Exclusions Barred Coverage For Legal Malpractice Claim
  • Prior Knowledge/Rescission
Ninth Circuit Holds that Excess Carrier May Challenge Allocation of Primary Carrier’s Settlement that Resolves Both the Underlying Claim and a Coverage Dispute
December 31, 2020
Ninth Circuit Holds that Excess Carrier May Challenge Allocation of Primary Carrier’s Settlement that Resolves Both the Underlying Claim and a Coverage Dispute
  • Bad Faith/Duty to Settle
No Coverage for Lawsuit That Related Back to Claim Made During Prior Policy Period
December 31, 2020
No Coverage for Lawsuit That Related Back to Claim Made During Prior Policy Period
  • Claims-Made/Related Claims
  • Exclusions
Insured Failed to Timely Report Grievance Letter as 'Professional Claim,' But Insurer’s Late Notice Denial Waived By Seven-Month Delay
December 23, 2020
Insured Failed to Timely Report Grievance Letter as 'Professional Claim,' But Insurer’s Late Notice Denial Waived By Seven-Month Delay
  • Claims-Made/Related Claims
  • Exclusions
Joint Venture Qualifies as a 'Subsidiary' Where Insured Holds Partial Economic Interest But 100% of Voting Rights
December 23, 2020
Joint Venture Qualifies as a 'Subsidiary' Where Insured Holds Partial Economic Interest But 100% of Voting Rights
  • Policy Definitions
No Coverage for Employment Lawsuit Where Insured Failed to Notice Earlier EEOC Charges
December 23, 2020
No Coverage for Employment Lawsuit Where Insured Failed to Notice Earlier EEOC Charges
Disclosure of False Claims Act Investigation Not Required by Policy Application Questions
December 22, 2020
Disclosure of False Claims Act Investigation Not Required by Policy Application Questions
  • Bad Faith/Duty to Settle
  • Exclusions
  • Prior Knowledge/Rescission
Prior Acts Exclusion Bars Coverage for Shareholder Suits Based on Failure to Disclose Related-Party Transactions to SEC
December 10, 2020
Prior Acts Exclusion Bars Coverage for Shareholder Suits Based on Failure to Disclose Related-Party Transactions to SEC
  • Claims-Made/Related Claims
  • Exclusions
Ninth Circuit Affirms Contract Exclusion Bars Coverage for False Claims Act Lawsuit
November 24, 2020
Ninth Circuit Affirms Contract Exclusion Bars Coverage for False Claims Act Lawsuit
  • Exclusions
No Coverage Under E&O Policy for Insured’s Loss of Funds Sent Pursuant to Fraudulent Instructions
November 24, 2020
No Coverage Under E&O Policy for Insured’s Loss of Funds Sent Pursuant to Fraudulent Instructions
  • Cyber Policies and Issues
  • Exclusions
Doctor’s Guilty Plea Establishes Basis for “Willful Violation” Exclusion from Coverage in Wrongful Death Case
November 12, 2020
Doctor’s Guilty Plea Establishes Basis for “Willful Violation” Exclusion from Coverage in Wrongful Death Case
  • Exclusions
Insurer Estopped from Denying Coverage for Legal Malpractice Action But Not Subsequent Disgorgement Action
November 11, 2020
Insurer Estopped from Denying Coverage for Legal Malpractice Action But Not Subsequent Disgorgement Action
  • Policy Definitions
Whether Insured Misrepresented or Concealed Information in Application is a Fact Issue for Trial
November 6, 2020
Whether Insured Misrepresented or Concealed Information in Application is a Fact Issue for Trial
  • Prior Knowledge/Rescission
Malpractice Insurer Not Liable for Bad Faith for Rejecting Settlement Demand Within Limits
November 3, 2020
Malpractice Insurer Not Liable for Bad Faith for Rejecting Settlement Demand Within Limits
  • Bad Faith/Duty to Settle
Pre-Policy Settlement Letter Deemed a “Claim,” Barring Coverage for Related Lawsuits
November 3, 2020
Pre-Policy Settlement Letter Deemed a “Claim,” Barring Coverage for Related Lawsuits
  • Claims-Made/Related Claims
Insurer Had No Duty to Defend or Indemnify for Lawsuit Refiled During the Policy Period
October 26, 2020
Insurer Had No Duty to Defend or Indemnify for Lawsuit Refiled During the Policy Period
Delaware Supreme Court Holds that Appraisal Proceeding is not a “Securities Claim”
October 23, 2020
Delaware Supreme Court Holds that Appraisal Proceeding is not a “Securities Claim”
  • Policy Definitions
Excess E&O Insurer Must Reimburse Defense Expenses Pending Resolution of Insured’s Coverage Dispute with Primary D&O Insurer
October 21, 2020
Excess E&O Insurer Must Reimburse Defense Expenses Pending Resolution of Insured’s Coverage Dispute with Primary D&O Insurer
  • Policy Requirements and Conditions
Insurer Has Duty to Defend Lanham Act “False Advertising” Claims Despite False Advertising and Trademark Exclusions
October 19, 2020
Insurer Has Duty to Defend Lanham Act “False Advertising” Claims Despite False Advertising and Trademark Exclusions
  • Policy Requirements and Conditions
Despite Allegation that Law Firm Was Not Providing “Legal Advice,” Complaint Triggers Duty to Defend Under Lawyers’ Professional Liability Policy
October 15, 2020
Despite Allegation that Law Firm Was Not Providing “Legal Advice,” Complaint Triggers Duty to Defend Under Lawyers’ Professional Liability Policy
  • Policy Definitions
Run-Off Endorsement Bars Coverage for “False Filings” Made in Connection with Construction Projects for State Agencies
October 7, 2020
Run-Off Endorsement Bars Coverage for “False Filings” Made in Connection with Construction Projects for State Agencies
  • Policy Definitions
Insurer Waived Right to Assert Policy Exclusion First Raised in Answer to Declaratory Judgment Complaint
October 2, 2020
Insurer Waived Right to Assert Policy Exclusion First Raised in Answer to Declaratory Judgment Complaint
  • Exclusions
Ninth Circuit: Excess Carrier Not Entitled to Challenge Payment Decisions of Underlying Carriers
October 2, 2020
Ninth Circuit: Excess Carrier Not Entitled to Challenge Payment Decisions of Underlying Carriers
  • Policy Requirements and Conditions
Insured v. Insured Exclusion Held Not to Bar Action Brought by Creditor Trust
September 30, 2020
Insured v. Insured Exclusion Held Not to Bar Action Brought by Creditor Trust
  • Exclusions
D&O Claim Deemed Related to Prior Suit Brought by Different Parties
September 29, 2020
D&O Claim Deemed Related to Prior Suit Brought by Different Parties
Illinois Court Holds Fee Dispute Does Not Involve Professional Services
September 29, 2020
Illinois Court Holds Fee Dispute Does Not Involve Professional Services
  • Policy Definitions
No Coverage for TPA in Claim Arising from Extracontractual Exposure to Insurer
September 29, 2020
No Coverage for TPA in Claim Arising from Extracontractual Exposure to Insurer
Texas Court Holds Late Notice Bars Coverage
September 23, 2020
Texas Court Holds Late Notice Bars Coverage
  • Claims-Made/Related Claims
Prior Knowledge Exclusions Apply Where Insured Received Three Letters from Potential Claimants and Issued Two Litigation Holds Before Policy Incepted
September 22, 2020
Prior Knowledge Exclusions Apply Where Insured Received Three Letters from Potential Claimants and Issued Two Litigation Holds Before Policy Incepted
  • Exclusions
  • Prior Knowledge/Rescission
California Court Enforces Federal Forum Selection Provision For 1933 Act Claims
September 16, 2020
California Court Enforces Federal Forum Selection Provision For 1933 Act Claims
  • Professional Liability Exposures
EPL Insurer Must Defend Lawsuit Derived in Part from EEOC Claim and Retaliation Lawsuit Filed Prior to Policy Period
September 15, 2020
EPL Insurer Must Defend Lawsuit Derived in Part from EEOC Claim and Retaliation Lawsuit Filed Prior to Policy Period
Sanctions Carve-Out Bars Coverage for Show Cause Order Issued to Attorney
September 14, 2020
Sanctions Carve-Out Bars Coverage for Show Cause Order Issued to Attorney
  • Policy Definitions
Pre-Policy Email Demanding Payment of Overdue Legal Fees is Not a Claim
September 10, 2020
Pre-Policy Email Demanding Payment of Overdue Legal Fees is Not a Claim
Insurer that Breached Duty to Defend Bears Burden on Allocation of Defense Costs
September 1, 2020
Insurer that Breached Duty to Defend Bears Burden on Allocation of Defense Costs
  • Policy Requirements and Conditions
Private Funds: SEC Examination and Enforcement Priorities
August 25, 2020
Private Funds: SEC Examination and Enforcement Priorities
  • Professional Liability Exposures
Fact Issues Preclude Summary Judgment on Prior Knowledge Exclusion
August 24, 2020
Fact Issues Preclude Summary Judgment on Prior Knowledge Exclusion
  • Exclusions
  • Prior Knowledge/Rescission
Texas Court Holds “Instrumental Act” in Appraisal Litigation is Execution of Merger
August 24, 2020
Texas Court Holds “Instrumental Act” in Appraisal Litigation is Execution of Merger
  • Policy Definitions
11th Circuit Holds Insurer Must Defend Lawsuit Where Award of Attorneys’ Fees Was the Only Potentially Covered Relief
August 19, 2020
11th Circuit Holds Insurer Must Defend Lawsuit Where Award of Attorneys’ Fees Was the Only Potentially Covered Relief
  • Policy Definitions
Connecticut Federal Court Declines to Dismiss First-Filed Declaratory Judgment Action in Deference to Insured’s California State Court Action
August 18, 2020
Connecticut Federal Court Declines to Dismiss First-Filed Declaratory Judgment Action in Deference to Insured’s California State Court Action
  • Coverage Litigation
Government Subpoena Issued to Insured Company Not a “Claim” Against Individual Insured
August 18, 2020
Government Subpoena Issued to Insured Company Not a “Claim” Against Individual Insured
  • Claims-Made/Related Claims
No Coverage for Conduct Performed By Attorney In Uninsured Capacity
August 18, 2020
No Coverage for Conduct Performed By Attorney In Uninsured Capacity
  • Exclusions
No Coverage under Lawyer’s Professional Liability Policy for Client’s Lost Settlement Funds
August 18, 2020
No Coverage under Lawyer’s Professional Liability Policy for Client’s Lost Settlement Funds
Indemnification Demands Made by Stock Option Plan Trustee Not “Fiduciary Claims” for “Wrongful Acts”
August 14, 2020
Indemnification Demands Made by Stock Option Plan Trustee Not “Fiduciary Claims” for “Wrongful Acts”
  • Policy Definitions
No Coverage for Conduct Performed By Attorney In Uninsured Capacity
August 11, 2020
No Coverage for Conduct Performed By Attorney In Uninsured Capacity
  • Exclusions
Question of Fact When “Claim” “First Made” Where Insured Allegedly Did Not Become Aware of Claim Until After Policy Period
August 7, 2020
Question of Fact When “Claim” “First Made” Where Insured Allegedly Did Not Become Aware of Claim Until After Policy Period
  • Claims-Made/Related Claims
Benefits the Insured Promised But Failed to Provide Constitute Non-Covered Restitution
July 31, 2020
Benefits the Insured Promised But Failed to Provide Constitute Non-Covered Restitution
  • Policy Definitions
Suits Alleging Anticompetitive Conduct by NCAA Deemed Related
July 31, 2020
Suits Alleging Anticompetitive Conduct by NCAA Deemed Related
  • Claims-Made/Related Claims
  • Exclusions
“Written Demand” Made Within a “Civil Proceeding” is Not a New Claim
July 29, 2020
“Written Demand” Made Within a “Civil Proceeding” is Not a New Claim
  • Claims-Made/Related Claims
ERISA Exclusion in E&O Policies Bars Coverage for Suit Filed by the Department of Labor
July 22, 2020
ERISA Exclusion in E&O Policies Bars Coverage for Suit Filed by the Department of Labor
  • Exclusions
No Coverage for Affirmative Lawsuit Challenging Distribution of Proceeds From Sale of Investment Assets
July 22, 2020
No Coverage for Affirmative Lawsuit Challenging Distribution of Proceeds From Sale of Investment Assets
  • Policy Definitions
No Coverage for Lawsuit Alleging Human Trafficking and Wage and Hour Violations
July 21, 2020
No Coverage for Lawsuit Alleging Human Trafficking and Wage and Hour Violations
  • Policy Definitions
Pre-Policy Period Letters to Disqualified Counsel from Claimant’s New Attorney are Not a Claim or A Prior Incident that Could be the Basis for a Claim
July 7, 2020
Pre-Policy Period Letters to Disqualified Counsel from Claimant’s New Attorney are Not a Claim or A Prior Incident that Could be the Basis for a Claim
  • Claims-Made/Related Claims
  • Exclusions
  • Prior Knowledge/Rescission
Contract Exclusion Bars Coverage for Class Action
July 6, 2020
Contract Exclusion Bars Coverage for Class Action
  • Exclusions
Insurer Required to Defend Until “Satisfaction” of Covered Verdict
July 6, 2020
Insurer Required to Defend Until “Satisfaction” of Covered Verdict
  • Policy Requirements and Conditions
EPL Exclusions in D&O Policy Barred Coverage for Wage-and-Hour Class Action
July 2, 2020
EPL Exclusions in D&O Policy Barred Coverage for Wage-and-Hour Class Action
  • Exclusions
Illinois Court of Appeals Rules Insurer Did Not Act in Bad Faith in Denying Coverage Where Claim Was Made Before Policy Period
July 2, 2020
Illinois Court of Appeals Rules Insurer Did Not Act in Bad Faith in Denying Coverage Where Claim Was Made Before Policy Period
  • Bad Faith/Duty to Settle
Insurer Did Not Act in Bad Faith by Denying Coverage for Claim that Turned On Unsettled Question of Law
July 2, 2020
Insurer Did Not Act in Bad Faith by Denying Coverage for Claim that Turned On Unsettled Question of Law
  • Policy Definitions
D&O Policy’s “Third-Party Services” Exclusion Bars Coverage for Claim Brought by Insured’s Client
June 30, 2020
D&O Policy’s “Third-Party Services” Exclusion Bars Coverage for Claim Brought by Insured’s Client
  • Exclusions
Liu v. SEC: What Is “Disgorgement”?
June 24, 2020
Liu v. SEC: What Is “Disgorgement”?
  • Professional Liability Exposures
No Coverage for Claim Deemed First Made Prior to Inception of Policy Period
June 17, 2020
No Coverage for Claim Deemed First Made Prior to Inception of Policy Period
  • Claims-Made/Related Claims
  • Exclusions
No Coverage for Related Claims Reported After Policy Period During Which Claim Was First Made
June 17, 2020
No Coverage for Related Claims Reported After Policy Period During Which Claim Was First Made
Fourth Circuit: FCA Suit Alleging False Medicaid Reimbursement Claims “Arises out of a Medical Incident” under North Carolina Law
June 10, 2020
Fourth Circuit: FCA Suit Alleging False Medicaid Reimbursement Claims “Arises out of a Medical Incident” under North Carolina Law
  • Coverage Litigation
Negligent Failure to Supervise Claim Barred by Misappropriation of Trade Secrets Exclusion
June 5, 2020
Negligent Failure to Supervise Claim Barred by Misappropriation of Trade Secrets Exclusion
  • Exclusions
Ninth Circuit Holds That Alleged Misappropriation of Client Funds Triggers E&O Coverage, But No Bad Faith Where Insurer’s Denial Was Reasonable
June 5, 2020
Ninth Circuit Holds That Alleged Misappropriation of Client Funds Triggers E&O Coverage, But No Bad Faith Where Insurer’s Denial Was Reasonable
  • Bad Faith/Duty to Settle
  • Exclusions
Alleged Errors In Employee Benefits Administration Potentially Trigger Fiduciary Liability Policy
May 26, 2020
Alleged Errors In Employee Benefits Administration Potentially Trigger Fiduciary Liability Policy
  • Policy Definitions
Alleged Violations of Fair Labor Standards Act and New York Labor Law Not “Wrongful Acts” Under Employment Practices Liability Policy
May 22, 2020
Alleged Violations of Fair Labor Standards Act and New York Labor Law Not “Wrongful Acts” Under Employment Practices Liability Policy
  • Policy Definitions
Class Actions Comprising Different Class Periods Causally and Logically Related
May 22, 2020
Class Actions Comprising Different Class Periods Causally and Logically Related
  • Claims-Made/Related Claims
  • Exclusions
Breach of Contract Claim Not Barred By Fraud Exclusion
May 21, 2020
Breach of Contract Claim Not Barred By Fraud Exclusion
  • Exclusions
No Computer Fraud Coverage for Ransomware Attack
May 21, 2020
No Computer Fraud Coverage for Ransomware Attack
  • Cyber Policies and Issues
E&O Coverage for Embezzlement Precluded by Commingling Exclusion
May 11, 2020
E&O Coverage for Embezzlement Precluded by Commingling Exclusion
  • Exclusions
Wire Fraud and Money Laundering Can Be “Professional Services” Triggering Criminal Acts Exclusion
May 11, 2020
Wire Fraud and Money Laundering Can Be “Professional Services” Triggering Criminal Acts Exclusion
No Coverage for Judgment Premised on Same Facts Asserted in Suit Filed Prior to Policy Period
April 29, 2020
No Coverage for Judgment Premised on Same Facts Asserted in Suit Filed Prior to Policy Period
  • Claims-Made/Related Claims
  • Exclusions
First Circuit Holds “Breakaway” Church Not an “Insured” Under Original Church’s D&O Policy
April 28, 2020
First Circuit Holds “Breakaway” Church Not an “Insured” Under Original Church’s D&O Policy
Claims Arising Out of Alleged Sexual Abuse by Doctor are “Related Claims” Subject to Single Limit of Liability Under Sexual Misconduct Endorsement
April 27, 2020
Claims Arising Out of Alleged Sexual Abuse by Doctor are “Related Claims” Subject to Single Limit of Liability Under Sexual Misconduct Endorsement
  • Claims-Made/Related Claims
  • Exclusions
Criminal Act Exclusion Bars EPL Coverage for Sexual Harassment, Discrimination, and Assault Suits
April 27, 2020
Criminal Act Exclusion Bars EPL Coverage for Sexual Harassment, Discrimination, and Assault Suits
  • Exclusions
No Duty to Defend or Indemnify Lawsuit Overlapping With Prior EEOC Charge
April 27, 2020
No Duty to Defend or Indemnify Lawsuit Overlapping With Prior EEOC Charge
  • Claims-Made/Related Claims
  • Exclusions
  • Prior Knowledge/Rescission
Issues of Fact Halt Insurer’s Attempt to Rescind Malpractice Policy
April 21, 2020
Issues of Fact Halt Insurer’s Attempt to Rescind Malpractice Policy
  • Prior Knowledge/Rescission
Insurer Required to Defend and Provide Independent Counsel for Potentially Covered Claims
April 20, 2020
Insurer Required to Defend and Provide Independent Counsel for Potentially Covered Claims
Suit Against “Doe” Defendant is Not a “Claim”
April 20, 2020
Suit Against “Doe” Defendant is Not a “Claim”
Undue Influence Suit Alleges “Negligent Act, Error or Omission” Under E&O Policy
April 13, 2020
Undue Influence Suit Alleges “Negligent Act, Error or Omission” Under E&O Policy
  • Policy Definitions
Untimely Notice of Server Outage and Related Client Communications Bars Coverage for Claim Filed against Technology Service Provider
April 13, 2020
Untimely Notice of Server Outage and Related Client Communications Bars Coverage for Claim Filed against Technology Service Provider
  • Cyber Policies and Issues
Incarceration Constitutes Continuous Injury Triggering Duty to Defend
April 10, 2020
Incarceration Constitutes Continuous Injury Triggering Duty to Defend
  • Policy Definitions
“Known Loss” Provision Bars Coverage for Lawsuit Threatened in Pre-Policy Period Cease and Desist Letter
April 8, 2020
“Known Loss” Provision Bars Coverage for Lawsuit Threatened in Pre-Policy Period Cease and Desist Letter
  • Exclusions
  • Prior Knowledge/Rescission
Arrest and Filing of Charges Triggers Wrongful Conviction Defense Coverage
April 6, 2020
Arrest and Filing of Charges Triggers Wrongful Conviction Defense Coverage
  • Exclusions
Negligent Services Exclusion Bars Coverage for Lawyer’s Actions as Trustee
April 6, 2020
Negligent Services Exclusion Bars Coverage for Lawyer’s Actions as Trustee
  • Exclusions
Private Investment Fund Claims from an Insurance Perspective
April 2, 2020
Private Investment Fund Claims from an Insurance Perspective
SEC Enforcement Action Deemed a Single Claim With Prior SEC Investigation and Shareholder Suits
April 1, 2020
SEC Enforcement Action Deemed a Single Claim With Prior SEC Investigation and Shareholder Suits
  • Claims-Made/Related Claims
  • Exclusions
Breach of Contract Exclusion Applies to Lost Profits Award
March 30, 2020
Breach of Contract Exclusion Applies to Lost Profits Award
  • Exclusions
Declaratory Judgment Complaint Constitutes a Reportable Claim for a Wrongful Act; Subsequent Amended Complaint Adding Insured Defendants Not a Separate Claim
March 24, 2020
Declaratory Judgment Complaint Constitutes a Reportable Claim for a Wrongful Act; Subsequent Amended Complaint Adding Insured Defendants Not a Separate Claim
  • Claims-Made/Related Claims
  • Exclusions
Insurer Has No Duty to Defend Insured in “Defensive” Arbitration Proceeding
March 24, 2020
Insurer Has No Duty to Defend Insured in “Defensive” Arbitration Proceeding
  • Policy Requirements and Conditions
Insurer’s Failure to Obtain Allocation in Arbitration Award Results in Coverage for Full Award
March 24, 2020
Insurer’s Failure to Obtain Allocation in Arbitration Award Results in Coverage for Full Award
  • Coverage Litigation
Lack of Knowledge Requirement Nixes Coverage for Social Engineering Fraud Under Computer Transfer or Funds Transfer Fraud Limits
March 24, 2020
Lack of Knowledge Requirement Nixes Coverage for Social Engineering Fraud Under Computer Transfer or Funds Transfer Fraud Limits
  • Cyber Policies and Issues
SEC Investigation Is a Claim First Made When Formal Order of Investigation Issues
March 23, 2020
SEC Investigation Is a Claim First Made When Formal Order of Investigation Issues
  • Claims-Made/Related Claims
Insurer Must Defend Legal Malpractice Claim for Damages in the Amount of Fees Paid, Despite Carve Out of “Legal Fees” from Definition of “Damages”
March 20, 2020
Insurer Must Defend Legal Malpractice Claim for Damages in the Amount of Fees Paid, Despite Carve Out of “Legal Fees” from Definition of “Damages”
  • Policy Definitions
No Coverage for Underlying Settlement with Government Because Government Was Not Insured’s “Client”
March 20, 2020
No Coverage for Underlying Settlement with Government Because Government Was Not Insured’s “Client”
  • Policy Definitions
Delaware Supreme Court Reverses Chancery Court; Concludes Federal Forum Selection Provisions Enforceable For 1933 Act Claims
March 18, 2020
Delaware Supreme Court Reverses Chancery Court; Concludes Federal Forum Selection Provisions Enforceable For 1933 Act Claims
  • Professional Liability Exposures
Contract Exclusion Bars Coverage for Lawsuit Over Stock Repurchase Agreement
March 11, 2020
Contract Exclusion Bars Coverage for Lawsuit Over Stock Repurchase Agreement
Ninth Circuit Holds Demand Letter and Suit Alleging Same Wrongful Acts Are Not Necessarily a Single Claim Where Policy Lacks Related Claims Provision
March 9, 2020
Ninth Circuit Holds Demand Letter and Suit Alleging Same Wrongful Acts Are Not Necessarily a Single Claim Where Policy Lacks Related Claims Provision
  • Claims-Made/Related Claims
  • Exclusions
Vague Allegations Did Not Trigger Prior Knowledge Condition at Duty-to-Defend Stage
March 9, 2020
Vague Allegations Did Not Trigger Prior Knowledge Condition at Duty-to-Defend Stage
  • Exclusions
  • Prior Knowledge/Rescission
Absent Prejudice, Breach of Notice Conditions Does Not Relieve Insurer of Coverage Obligations
March 6, 2020
Absent Prejudice, Breach of Notice Conditions Does Not Relieve Insurer of Coverage Obligations
  • Claims-Made/Related Claims
Subpoena Not a 'Claim' When Issued in Litigation Not Involving Insured’s Professional Services
February 28, 2020
Subpoena Not a 'Claim' When Issued in Litigation Not Involving Insured’s Professional Services
Coverage for Common Law Causes of Action Not Barred Under ERISA/Securities Law Exclusion
February 25, 2020
Coverage for Common Law Causes of Action Not Barred Under ERISA/Securities Law Exclusion
  • Exclusions
Nebraska Supreme Court Rules Professional Services Exclusion Not Applicable to Law Enforcement
February 25, 2020
Nebraska Supreme Court Rules Professional Services Exclusion Not Applicable to Law Enforcement
  • Exclusions
Claims Alleging Same Conduct Against Same Insured But Based on Different Specific Facts Not Related Under D&O Policy
February 6, 2020
Claims Alleging Same Conduct Against Same Insured But Based on Different Specific Facts Not Related Under D&O Policy
  • Claims-Made/Related Claims
  • Exclusions
Massachusetts SJC: E&O Insurers May Allow Insureds to Veto Settlement, But Settlement-Related Duties to Claimants Remain
February 6, 2020
Massachusetts SJC: E&O Insurers May Allow Insureds to Veto Settlement, But Settlement-Related Duties to Claimants Remain
  • Bad Faith/Duty to Settle
Wrongful Conviction 2020: The Rising Tide of Insurance Trigger Litigation
February 5, 2020
Wrongful Conviction 2020: The Rising Tide of Insurance Trigger Litigation
  • Professional Liability Exposures
Retroactive Date Bars Coverage for Underlying Discrimination Action
February 3, 2020
Retroactive Date Bars Coverage for Underlying Discrimination Action
  • Exclusions
Court Holds Insurer Cannot Allocate Settlement Between Covered and Non-Covered Claims
January 30, 2020
Court Holds Insurer Cannot Allocate Settlement Between Covered and Non-Covered Claims
Delaware Adopts Larger Settlement Rule
January 30, 2020
Delaware Adopts Larger Settlement Rule
  • Policy Definitions
Ransomware Attack Involves “Direct Physical Loss of or Damage to” Software, Data and Computer Systems
January 29, 2020
Ransomware Attack Involves “Direct Physical Loss of or Damage to” Software, Data and Computer Systems
  • Cyber Policies and Issues
Untimely Reservation of Rights Estops Insurer from Denying Coverage
January 23, 2020
Untimely Reservation of Rights Estops Insurer from Denying Coverage
  • Coverage Litigation
No Coverage for Lawsuit Seeking Recovery of Disputed Legal Fees
January 8, 2020
No Coverage for Lawsuit Seeking Recovery of Disputed Legal Fees
  • Policy Definitions
Insurer Must Advance Defense Costs as Incurred and Cannot Enforce Policy’s Defense Arrangement Consent Provision
January 6, 2020
Insurer Must Advance Defense Costs as Incurred and Cannot Enforce Policy’s Defense Arrangement Consent Provision
  • Policy Requirements and Conditions
Notice Prejudice Rule Not Applicable to Claims-Made-And-Reported Policies
January 6, 2020
Notice Prejudice Rule Not Applicable to Claims-Made-And-Reported Policies
  • Claims-Made/Related Claims
Lawsuit Arising Out of Three Design Errors is a Single “Claim,” and Prior Knowledge and Prior Notice Provisions Bar Coverage
January 3, 2020
Lawsuit Arising Out of Three Design Errors is a Single “Claim,” and Prior Knowledge and Prior Notice Provisions Bar Coverage
  • Claims-Made/Related Claims
  • Exclusions
  • Prior Knowledge/Rescission
Concealment of Pending Lawsuits in Renewal Application Voids Policy
January 2, 2020
Concealment of Pending Lawsuits in Renewal Application Voids Policy
  • Claims-Made/Related Claims
  • Exclusions
  • Prior Knowledge/Rescission
“May” and “Might” are Sufficiently Clear and Unambiguous to Support Rescission Claim
December 16, 2019
“May” and “Might” are Sufficiently Clear and Unambiguous to Support Rescission Claim
  • Prior Knowledge/Rescission
Obligation to Timely Report Claim Applies Even if Claim Appears to Have Been Abandoned
December 12, 2019
Obligation to Timely Report Claim Applies Even if Claim Appears to Have Been Abandoned
No Coverage for Claim Made During Initial Policy Period but Reported During Renewal Policy Period
December 11, 2019
No Coverage for Claim Made During Initial Policy Period but Reported During Renewal Policy Period
  • Claims-Made/Related Claims
Ill. Ruling Clarifies Wrongful Incarceration Insurance Triggers
December 6, 2019
Ill. Ruling Clarifies Wrongful Incarceration Insurance Triggers
  • Policy Definitions
Exclusion for Violation of Consumer Protection Laws Does Not Bar Coverage for Alleged Violation of Landlord-Tenant Law
December 2, 2019
Exclusion for Violation of Consumer Protection Laws Does Not Bar Coverage for Alleged Violation of Landlord-Tenant Law
  • Exclusions
No EPL or D&O Coverage for Intra-Corporate Shareholder Dispute
November 27, 2019
No EPL or D&O Coverage for Intra-Corporate Shareholder Dispute
Coverage for Lawsuit Against School District Involving Student’s Acts of Sexual Misconduct Not Barred by Sexual Misconduct Exclusion
November 25, 2019
Coverage for Lawsuit Against School District Involving Student’s Acts of Sexual Misconduct Not Barred by Sexual Misconduct Exclusion
  • Exclusions
Fraud Exclusion Inapplicable Where Insured Unwittingly Transferred Funds to Fraudsters
November 20, 2019
Fraud Exclusion Inapplicable Where Insured Unwittingly Transferred Funds to Fraudsters
  • Cyber Policies and Issues
  • Exclusions
November 18, 2019
Civil Contempt Proceeding Inherently Seeks Non-Covered “Sanctions”
  • Policy Definitions
November 18, 2019
Outside Business Exclusion Bars Coverage for Claims Indirectly Related to Outside Business
  • Exclusions
November 1, 2019
Delaware Supreme Court Holds Trustee Action Alleging Breach of Fiduciary Duty, Unlawful Dividend, and Fraudulent Transfer Is Not a “Securities Claim”
  • Claims-Made/Related Claims
November 1, 2019
Exclusion for Wage and Hour Law Claims Limited to Laws Concerning Duration Worked or Remuneration Received in Exchange for Work
  • Exclusions
October 30, 2019
CEO’s Abuse of Position is Not “Professional Services” and Negligence Claim for Return of Monies Does Not Seek “Damages”
  • Policy Definitions
October 30, 2019
Court Sends Disputes Regarding Cooperation and Prior Knowledge to the Jury
  • Bad Faith/Duty to Settle
October 29, 2019
No Coverage for Wrongful Death Suit after a Doctor’s Guilty Plea in Criminal Action
October 28, 2019
Excess E&O Policy Not Triggered After Exhaustion Of Primary Policy, Where There Is At Least Potential For Coverage Under Separate D&O Policy
  • Policy Requirements and Conditions
October 23, 2019
Insurer Could Not Assert Late Notice Defense Because Letter from Department of Labor Did Not Allege a “Fiduciary Claim” for a “Wrongful Act”
October 18, 2019
Third Circuit Finds Major Shareholder Exclusion Ambiguous as Applied to Company Acquiring All of Insured’s Stock after Policy Period
October 10, 2019
Insured-Versus-Insured Exclusion Does Not Bar Coverage for Derivative Claim Arising from Alleged Employment-Related Misconduct
October 10, 2019
Seventh Circuit: Breach of Contract Exclusion Renders E&O Coverage Illusory
  • Exclusions
October 7, 2019
Assault and Battery Exclusion Bars Coverage for Negligence Action Arising from Stabbing at Concert
  • Exclusions
October 4, 2019
Insurer Did Not Breach Any Duty to Insured Where Payment of Defense Costs Exhausted Policy Limit
  • Policy Requirements and Conditions
October 1, 2019
No Duty to Defend Claims Brought by California Attorney General Under Unfair Competition or False Advertising Laws
  • Policy Requirements and Conditions
September 25, 2019
Declaratory Judgment Pleading and Allocation: Don’t Demand “All or Nothing” Unless You Really Mean It
  • Coverage Litigation
September 18, 2019
California Court Holds that “Wage and Hour Law” Limitations on Coverage Unambiguously Applied to Labor Code Violations
  • Exclusions
September 18, 2019
Failure to Provide Notice of Claim “As Soon As Practicable” Precludes Coverage
  • Claims-Made/Related Claims
September 16, 2019
No Coverage for Criminal Investigation Where Claim Was Not Reported During Applicable Notice Period
  • Claims-Made/Related Claims
September 10, 2019
Fifth Circuit: Late Notice of First Claim Bars Coverage for Related Claims
  • Claims-Made/Related Claims
  • Exclusions
September 10, 2019
Professional Services Performed Outside Covered Territory Precludes Coverage for Medical Negligence Claim
  • Exclusions
September 6, 2019
Claim Against Law Firm Alleging Failure to Transfer Client Files Satisfies Policy’s Definition of “Legal Services”
  • Policy Definitions
August 21, 2019
Breakaway Church Not an “Insured” Under Original Church’s D&O Policy
August 21, 2019
Failure to Report EEOC Charge Precludes Coverage for Interrelated Lawsuit
  • Claims-Made/Related Claims
  • Exclusions
August 20, 2019
No E&O Coverage for Breach of Contract and Intentional Torts
  • Policy Definitions
August 15, 2019
Availability of Information Regarding Ongoing Lawsuit Does Not Preclude Exclusions for Prior Acts or Pending Litigation
August 13, 2019
No Coverage for Receiver’s Claw Back Claim Against D&O Because Profit Exclusion Applied and Claim Did Not Arise Out of a “Wrongful Act”
August 8, 2019
Letter to Insured Asserting Right to Patent Applications Constitutes a Claim Made Prior to D&O Policy Period
  • Claims-Made/Related Claims
  • Exclusions
August 7, 2019
Fifth Circuit Holds Securities Exclusion Bars Coverage for Suit Arising out of Sale of Equity Interests
  • Exclusions
August 7, 2019
Interrelated Claims Provision Precludes Coverage for Putative Class Action
  • Claims-Made/Related Claims
  • Exclusions
July 24, 2019
Court Lets Insured’s Third-Party Beneficiary Claim Proceed Against Adjuster With Which It Had No Contract
  • Coverage Litigation
July 18, 2019
No Coverage Because of Late Notice and Undisclosed Prior Knowledge of Claim
  • Claims-Made/Related Claims
  • Exclusions
  • Prior Knowledge/Rescission
July 17, 2019
Insured Bears Burden of Establishing that Exception to Insured Versus Insured Exclusion Applies
  • Exclusions
July 10, 2019
Third Party’s Breach of Contract Claim Against Broker Survives Motion to Dismiss
  • Professional Liability Exposures
July 9, 2019
Insurer Must Defend Insured in Claim Alleging Use of Counterfeit Materials Because “Professional Services” Definition Was Ambiguous and No Exclusion Barred Coverage
July 9, 2019
Three Separate Policy Exclusions and Wrongful Acts Outside the Policy Period Bar Coverage for California False Claims Act Lawsuit
July 3, 2019
First Circuit Holds UBS Puerto Rico Bond Claims Barred by Specific Litigation Exclusion
  • Claims-Made/Related Claims
  • Exclusions
July 2, 2019
Claim Supplement in Renewal Application Did Not Constitute Proper Notice under Claims-Made-and-Reported Policy
  • Claims-Made/Related Claims
July 2, 2019
Insurer Lacked Conclusive Evidence of Insured’s Involvement to Trigger I v. I Exclusion; Insured’s Compromise of Favorable Judgment to Settle Multiple Suits Not a “Loss”
June 28, 2019
Former Of Counsel Is Still “Insured Person” After Leaving Law Firm
  • Policy Definitions
June 26, 2019
Fraud Exclusion Bars Coverage for Insured Found in Violation of Federal Securities Laws
  • Exclusions
June 25, 2019
Eleventh Circuit Applies Securities Exclusion Broadly
  • Exclusions
June 24, 2019
Defense Cost Recoupment Provisions Enforceable Under Washington Law
  • Coverage Litigation
June 20, 2019
No Coverage for Claims Alleging Pre- and Post-Prior Acts Date Conduct
June 20, 2019
Specific Matter Exclusion Bars Coverage for Lawsuits Involving Same Parties as Lawsuit Included in Definition of “Specific Matter”
  • Claims-Made/Related Claims
  • Exclusions
June 11, 2019
5th Circ. Insights On Wrongful Conviction Insurance Coverage
  • Policy Definitions
June 11, 2019
SEC Investigation Constitutes One Claim; Component Subpoenas Are Not Written Demands for Non-Monetary Relief
  • Claims-Made/Related Claims
  • Exclusions
June 7, 2019
Invasion of Privacy Exclusion Bars Coverage for Consent Judgment in TCPA Claim
  • Cyber Policies and Issues
May 24, 2019
Failure to Give Timely Notice of Arbitration Bars Coverage, Even Where Insured Gave Timely Notice of Related Claim
  • Claims-Made/Related Claims
May 24, 2019
Illinois Court Holds Insured is Entitled to Independent Counsel to Defend Uncovered Punitive Damages Claim
  • Policy Requirements and Conditions
May 22, 2019
Regulatory Warning Notices Asserting Damages Based on Same Acquisition Involve “Related Wrongful Acts”
  • Claims-Made/Related Claims
  • Exclusions
May 17, 2019
Insured Entitled to Independent Counsel Where Coverage Action Turns on Facts That Could be Used to Establish Underlying Liability
May 16, 2019
Duty to Defend Triggered Given “Possibility” of Wrongful Act
  • Exclusions
May 14, 2019
Maine District Court Holds Insurer Has No Duty to Defend SEC Enforcement Action Because Disgorgement Constitutes a Penalty
May 14, 2019
Prior Favorable Coverage Determination is Evidence of Good Faith
  • Bad Faith/Duty to Settle
May 14, 2019
Two Lawsuits Based on Real Estate Broker’s Dual Representation of Buyers and Sellers in Same Transaction Arise from Same Wrongful Act
  • Claims-Made/Related Claims
  • Exclusions
May 8, 2019
Application Did Not Require Insureds To Disclose Pre-Policy Claim When No Wrongful Acts Asserted
May 6, 2019
Dole Insurers Did Not Act in Bad Faith
  • Bad Faith/Duty to Settle
April 25, 2019
ERISA Exclusion Bars Coverage for Claims Arising From Denial of Employee’s Insurance Benefits
  • Exclusions
April 24, 2019
No Coverage for Wage and Hour Claims Under Labor Professional Liability Policy
April 22, 2019
Run-Off Exclusion Precludes Coverage for OIG Subpoena
  • Claims-Made/Related Claims
April 17, 2019
Connecticut Supreme Court Answers Certified Question in Favor of Insurance Adjuster, Holding That Continuing Course of Conduct Doctrine Did Not Toll Statute of Repose
  • Professional Liability Exposures
April 15, 2019
Contract Exclusion Bars Coverage for Demand for Cost-Overrun Payment
  • Exclusions
April 15, 2019
Warranty Exclusion Bars Coverage Where Start-Up Made Material Misrepresentations in Application about Potential Acquisitions
  • Prior Knowledge/Rescission
April 12, 2019
Excess Carrier Not Entitled to Compel Production of Insured’s Settlement Agreement with Underlying Carriers
  • Policy Requirements and Conditions
April 9, 2019
Coverage Barred Because Causally Related Claims Deemed a Single Claim Under Earlier Policy
  • Claims-Made/Related Claims
  • Exclusions
April 2, 2019
Options Trading Exclusion Unambiguously Bars Coverage for Investor Claims
  • Exclusions
March 27, 2019
Claims Based on Similar Wrongdoing Deemed “Related” Despite Geographic Differences of Class Composition
March 26, 2019
Charter School’s Notice of Closure Constitutes a “Claim” First Made Before the Policy Period
  • Claims-Made/Related Claims
March 25, 2019
Specific Entity Exclusion Bars Coverage of Timely-Noticed Lawsuit
  • Claims-Made/Related Claims
March 14, 2019
Non-Covered Pre-Policy Claims for Return of Fees Do Not Impact Coverage for Breach of Duty Claim During Policy Period
  • Claims-Made/Related Claims
  • Exclusions
March 13, 2019
Insured’s Subjective Belief Regarding Likelihood of Being Sued Irrelevant to Prior Knowledge Analysis Under Pennsylvania Law
  • Exclusions
  • Prior Knowledge/Rescission
March 12, 2019
Claims Arising out of Insured’s Contractual Obligation to Provide Employee Benefits Plans Are Not Because of a Wrongful Act
  • Policy Definitions
March 12, 2019
Fourth Circuit Holds Virginia Statute Imposing Deadline to Deny Coverage Does Not Apply to Claim Reported Outside Policy Period
  • Claims-Made/Related Claims
March 11, 2019
No Duty to Defend or Indemnify Due to Securities Exclusion, Consumer Protection Law Exclusion, and Investment Performance Exclusion, but Insurer Cannot Recoup Defense Costs
  • Coverage Litigation
March 8, 2019
Ninth Circuit Holds Section 533 and Financial Services Exclusion Do Not Bar Coverage for Alleged Mortgage Modification Scam
  • Exclusions
March 1, 2019
No Coverage for Whistleblower Action or Subpoena Noticed to Insurer After End of Policy Reporting Period
  • Claims-Made/Related Claims
February 28, 2019
Court Holds Under Colorado Law Insurer is Entitled to Reimbursement of Settlement Payment From Insured
  • Bad Faith/Duty to Settle
February 26, 2019
False Claims Act Investigation Does not Implicate “Professional Services”
  • Policy Definitions
February 19, 2019
Fact Disputes Preclude Summary Judgment Over Insurer’s Failure to Provide Immediate Defense
  • Coverage Litigation
February 11, 2019
Billing Fraud Penalties Do Not Constitute “Damages” Under Professional Liability Policy
  • Policy Definitions
January 29, 2019
Professional Services and ERISA Exclusions Do Not Bar Coverage for Mismanagement Lawsuit Brought by Pension Fund Against Real Estate Advisory Fund
January 25, 2019
No Duty to Defend or Indemnify Due to Securities Exclusion
  • Exclusions
January 17, 2019
Third-Party Complaint Seeking Indemnity from IT Company for Underlying Medical Malpractice Suit Barred by Medical Services and Bodily Injury Exclusions
  • Cyber Policies and Issues
January 9, 2019
Seventh Circuit Holds that Actual Wrongful Act Must be Established to Trigger Prior Knowledge Exclusion
January 9, 2019
Specific Circumstances and Prior Notice Exclusions Bar Coverage for Trustee’s Lawsuit Against Former Directors and Officers
January 8, 2019
Corporate Coverage Considerations: California Appellate Court Confirms Enforceability of Delaware Forum Selection Bylaws
  • Professional Liability Exposures
December 19, 2018
Delaware Chancery Court Rules Federal Forum Selection Clause in Corporate Charter Unenforceable
  • Professional Liability Exposures
December 18, 2018
Eighth Circuit Affirms No Coverage for Lawsuit for Breach of Noncompetition Covenant
  • Exclusions
December 18, 2018
Insurer Must Defend Utility in Suit Based on Outage, Despite Exclusion for Property Damage and Resulting Loss of Use
  • Bad Faith/Duty to Settle
December 18, 2018
Statute of Limitations Period Begins When Insured Can Plead Prima Facie Elements of Bad Faith Case
  • Bad Faith/Duty to Settle
  • Claims-Made/Related Claims
December 14, 2018
Warranty Precludes Coverage for SEC Action Under Excess Policy
  • Exclusions
  • Prior Knowledge/Rescission
December 5, 2018
“Capacity” Exclusion Bars Coverage for Two Directors for Claims of Wrongdoing and Fiduciary Breaches Outside Their Insured Capacity
  • Exclusions
November 27, 2018
Excess Insurer Not Bound by Primary Insurer’s Payment of Uninsurable Disgorgement Settlement
  • Policy Requirements and Conditions
November 26, 2018
“Professional Services” Exclusion Bars Coverage for Law Enforcement Investigations
  • Exclusions
November 13, 2018
Attorneys’ Fees Awarded Pursuant to Statute Are Not “Damages”
  • Policy Definitions
November 12, 2018
Four-Month Delay in Sending Reservation of Rights Letter Creates Issue of Fact
  • Policy Requirements and Conditions
November 7, 2018
Fourth Circuit Affirms that All Claims Arising from Negligent Design of Two, Nearly Identical Bridges Constitute “Related Claims”
  • Claims-Made/Related Claims
  • Exclusions
November 7, 2018
Two Class Action Lawsuits Are “Related,” Despite Different Plaintiffs and Different Time Periods
  • Claims-Made/Related Claims
  • Exclusions
October 29, 2018
Contract Exclusion Precludes Coverage for Breach of Health Management Service Provider Agreement
  • Exclusions
October 29, 2018
Nebraska Court Rules Injury from Malicious Prosecution Occurs at Time of Charging
  • Policy Definitions
October 25, 2018
Monetary Loss from Fraudulent Email Scheme Triggers Coverage Under Business Owners’ Policy
  • Cyber Policies and Issues
October 24, 2018
Law Firm’s Dispute Over Contingency Fee Does Not Involve Covered Loss
  • Policy Definitions
October 23, 2018
Negligent Supervision of Funds Exclusion Bars Coverage for Trust Investment Losses
  • Policy Definitions
October 22, 2018
Alleged Fraudulent Submission of Medicaid Claims Does Not Constitute Rendering or Failure to Render Medical Professional Services
  • Policy Definitions
October 16, 2018
No Coverage for Malpractice Suit Implicating Policy’s Outside Business Exclusion
  • Prior Knowledge/Rescission
October 12, 2018
Law Firm Entitled to Coverage for Claim Alleging Failure to Transfer Client Materials and to Notify Clients of Departing Attorneys
October 10, 2018
Securities Suits Alleging Misstatements About Financial Performance Over Same Time Period Constitute A Single Claim
  • Claims-Made/Related Claims
  • Exclusions
October 9, 2018
Alleged 42 U.S.C. § 1983 Violations Not Professional Services Caused by “Negligence”
  • Bad Faith/Duty to Settle
October 8, 2018
No Personal Injury Coverage for Payment Card Breach Because Damages Resulted from Hacker’s Criminal Conduct, Not Insured’s Data Security Practices
  • Cyber Policies and Issues
October 3, 2018
Disgorgement of Profits Realized by Insured’s Customers is a Penalty, Not Insurable Loss
  • Policy Definitions
September 25, 2018
Bodily Injury Exclusion Inapplicable to Wrongful Death Suit
September 24, 2018
Ten Lawsuits Alleging Mishandling or Sale of Human Body Parts Constitute a Single “Claim”
  • Claims-Made/Related Claims
  • Exclusions
September 21, 2018
Contract Exclusion Bars Coverage for Negligence Claims Arising From Insured’s Alleged Breach of Contract
September 21, 2018
No Coverage for Lawsuit Where SEC Notices Issued Prior to Policy Period Alleged Related Investment Misconduct
  • Claims-Made/Related Claims
  • Exclusions
September 21, 2018
Prior and Pending Litigation Exclusion Does Not Apply Where Insurer Cannot Establish Facts Alleged in Later Investigation Were “Underlying” Prior Investigation
  • Claims-Made/Related Claims
  • Exclusions
September 21, 2018
Resident’s Three Claims Against Condo Association Spanning Multiple Years Deemed Single Claim Subject to Single Limit
September 14, 2018
Lawsuit Arising Out of Attorney-Client Fee Dispute Did Not Seek “Damages”
  • Policy Definitions
September 7, 2018
SEC’s Formal Order of Investigation Constitutes “Claim” First Made Before Policy Period
  • Claims-Made/Related Claims
September 6, 2018
Court Denies Reconsideration of Holding that Securities Exclusion Bars Coverage for Claims Involving Misrepresentations Made During Sale of Securities
  • Exclusions
September 6, 2018
Montana Supreme Court Holds Insurer Does Not Have Statutory Right to Rescind Lawyers’ Professional Liability Policy
  • Prior Knowledge/Rescission
September 4, 2018
First Circuit Holds Physician’s Accessing of Ex-Wife’s Medical Records Allegedly to Harass Does Not Constitute “Professional Services”
  • Policy Definitions
August 30, 2018
Court Finds Insurer Entitled to Recoupment, Declines to Follow ALI Restatement on the Law of Liability Insurance
  • Coverage Litigation
August 30, 2018
Insured’s Payment to Stockholders to Settle Bankruptcy Dispute Relates to Prior Notice of Circumstances
August 30, 2018
Lawsuits Involving a “Continuing Pattern of Anticompetitive Behavior” Constitute Related Claims
August 30, 2018
Wells Notices and Subsequent Enforcement Action Deemed First Made at the Time when SEC Original Investigation Began
  • Claims-Made/Related Claims
  • Exclusions
August 24, 2018
Law Enforcement Liability Policy Triggered by Suit for Violation of Constitutional Rights
  • Exclusions
August 22, 2018
Georgia Court Reaffirms Longstanding Rule on Conflicting “Other Insurance” Provisions
  • Policy Requirements and Conditions
August 10, 2018
Stockholder Demand Letter for Legal Expenses for Stockholder Dispute Constitutes Covered Claim for Wrongful Act
August 8, 2018
No Duty to Defend Under Claims-Made-and-Reported Policy Where Notice of Claim Given Nine Months After Cancellation
  • Claims-Made/Related Claims
August 8, 2018
Prior Knowledge Exclusion Does Not Require Absolute Certainty of Future Claim
  • Exclusions
  • Prior Knowledge/Rescission
August 7, 2018
Court Rules that “Direct Means Direct” in Crime Policy, Rejecting Proximate Cause Analysis
  • Cyber Policies and Issues
August 7, 2018
Specific Litigation Exclusion Bars Coverage for Separate Proceeding Involving Same Conduct in Allegedly Oversupplying “Pill Mills”
  • Claims-Made/Related Claims
  • Exclusions
  • Prior Knowledge/Rescission
August 6, 2018
Settlement Payments Not Uninsurable Disgorgement Where Not Conclusively Linked To Improperly Acquired Funds
  • Policy Definitions
August 2, 2018
Investigation Seeking Sanctions and Return of Fees Sought No Covered “Damages”
  • Policy Definitions
July 24, 2018
Sixth Circuit Finds Insurer Obligated to Cover Loss from Fraudulent Email Scheme
  • Cyber Policies and Issues
July 23, 2018
Mailroom Mix-Up Cannot Excuse Notice Requirement Noncompliance
  • Claims-Made/Related Claims
July 20, 2018
Broad Contract Exclusion Did Not Render Errors & Omissions Coverage “Illusory”
  • Exclusions
July 16, 2018
Delaware Supreme Court Holds Texas Law Applies to Comprehensive Insurance Program Issued to a Texas Corporation and Its Subsidiaries
  • Coverage Litigation
July 13, 2018
Appeals Court Holds that Computer Fraud Policy Covers Spoofing Attack
  • Cyber Policies and Issues
July 10, 2018
6th Circuit Affirms No Coverage Where Insured Concealed Claim and Underlying Facts Before Giving Untimely Notice of Claim
July 6, 2018
Property Management and Financial Interest Exclusions Bar Coverage for Real Estate Professionals
  • Exclusions
July 3, 2018
Contract Exclusion Does Not Bar Defense Obligation for Alleged Payment Card Breach
  • Cyber Policies and Issues
July 3, 2018
Insurer Obligated to Defend Entire Suit Where Covered Claim Could Stand Independent of Non-Covered Claims
  • Exclusions
July 3, 2018
West Virginia High Court Reinstates Rescission Suit
  • Prior Knowledge/Rescission
June 27, 2018
Intentional Acts Exclusion Precludes Duty to Defend Complaint Alleging Willful Conduct
  • Exclusions
June 19, 2018
Failure of Insured to Provide Timely Notice Under Claims-Made Policy Bars Suit Against Insurer of Bankrupt Insured
June 19, 2018
Insureds Entitled to Advancement of Defense Costs But Not Equitable Reallocation of Policy Proceeds
  • Policy Requirements and Conditions
June 18, 2018
Professional Services Exclusion Precludes Coverage for False Claims Act Lawsuit
  • Exclusions
June 14, 2018
Court Holds Prior Acts Exclusion Bars Coverage for Securities Lawsuit
  • Exclusions
  • Prior Knowledge/Rescission
June 13, 2018
Court Holds that Government-Issued Subpoena Constitutes a Claim
June 6, 2018
Faulty Workmanship Exclusion in Professional Liability Policy Bars Coverage for Faulty Design and Construction
  • Exclusions
May 29, 2018
Insurer Has No Duty to Defend Law Firm Against Allegations of Overbilling
  • Policy Definitions
May 29, 2018
Ninth Circuit Holds Section 533 ‘Willful Acts’ Exclusion Does Not Bar Coverage for Alleged Violations of California False Claims Act
May 17, 2018
Collateral Estoppel Bars Relitigation of Issues Bearing on Prior Knowledge of Potential Claim
  • Exclusions
  • Prior Knowledge/Rescission
May 17, 2018
Multiple Claims Arising from Employee’s Termination Deemed Related
  • Claims-Made/Related Claims
  • Exclusions
May 17, 2018
Tax Advice Was Not “Professional Services” Under Life Insurance Agents E&O Policy
  • Policy Definitions
May 15, 2018
Fraudulent Voucher Redemption Scheme Perpetrated by Phone Involves “Use of Computer” but Does Not “Directly Result” in Covered Loss
  • Cyber Policies and Issues
May 9, 2018
Four Claims Regarding Same Appraisal Methodology Are Covered but Related and Therefore Confined to One Policy Year
  • Bad Faith/Duty to Settle
  • Claims-Made/Related Claims
  • Exclusions
  • Prior Knowledge/Rescission
May 9, 2018
No Coverage Due to Material Misrepresentation on Insurance Application Based on Totality of Circumstances
  • Exclusions
  • Prior Knowledge/Rescission
May 8, 2018
Computer Fraud Claim Triggers Insurer’s Duty to Pay Defense Costs Despite “Gravamen” of Litigation Involving Excluded Misappropriation Claims
  • Exclusions
May 3, 2018
Two Exclusions Bar Coverage under Cyber Policy for TCPA Claim
  • Cyber Policies and Issues
May 2, 2018
Insured Fails to State a Claim for Bad Faith and Cannot Pursue Extra-Contractual Damages Without Independent Tort
  • Bad Faith/Duty to Settle
April 30, 2018
Insurer Cannot Invoke Arbitration Clause Following Breach of Duty to Defend
  • Coverage Litigation
April 25, 2018
Alleged Sexual Abuse by Teacher Not Covered as “Educational Employment Activities”
  • Policy Definitions
April 24, 2018
Amended Complaint Raising Different Legal Theory Is Not a Claim First Made at Time of Initial Complaint
  • Claims-Made/Related Claims
  • Exclusions
April 23, 2018
Application Exclusion Does Not Apply When Misstatements Were Not “But For” Cause of Claim
  • Prior Knowledge/Rescission
April 23, 2018
Civil Conspiracy Triggers Dishonesty Exclusion
  • Exclusions
April 19, 2018
Exclusion Bars Coverage for Fraudulent Instruction Loss when Employee with Authority to Initiate Wire Transfer Enters Fraudulent Account Information
  • Cyber Policies and Issues
April 18, 2018
No Coverage Under Claims Made and Reported Policy for Claim Reported After Policy Expiration
  • Claims-Made/Related Claims
April 17, 2018
No Legal Fees for M&A Objector Where Transaction Resulted in Loss of Standing to Object
  • Professional Liability Exposures
April 13, 2018
Excess Insurer Standing in Shoes of Insured for Equitable Subrogation Claim against Primary Insurer Must Prove Bad Faith
  • Bad Faith/Duty to Settle
April 11, 2018
D&O Coverage Available for Executive Sued in Insured Capacity, But Not for Insured Entity
  • Policy Definitions
April 9, 2018
Fifth Circuit Holds That Fortuity Doctrine Precludes Coverage for Claim That Pre-Dated Policy
  • Claims-Made/Related Claims
April 9, 2018
Ninth Circuit Holds Excess Policy Unambiguously Required Exhaustion of Underlying Limits by Insurers Under Either New York or California Law
  • Policy Requirements and Conditions
April 6, 2018
No Coverage for Underlying Lawsuits Due to Insured’s Failure to Provide Notice as Soon as Practicable
  • Claims-Made/Related Claims
April 5, 2018
Insurer Entitled to Coverage Litigation Attorneys’ Fees Under Arizona Statute
  • Coverage Litigation
April 4, 2018
Prior Knowledge Exclusion in Application Bars Coverage for Undisclosed Claim that Led to Litigation
  • Exclusions
  • Prior Knowledge/Rescission
April 3, 2018
Court Holds Prior Litigation and Event Exclusion Does Not Apply
April 2, 2018
Insurer Entitled to Rescind Policy Where Insured Law Firm Made Material Misrepresentations in Application
  • Prior Knowledge/Rescission
March 27, 2018
In Suit Against General Contractor, Sub-Contractor’s Policy Provides Primary Coverage Over General Contractor’s Own Policy
  • Policy Requirements and Conditions
March 22, 2018
Regulatory Action Sublimit Unambiguously Applies to State Disciplinary Proceeding Against Life Insurance Agent
  • Exclusions
March 22, 2018
Unambiguous Claims-Made-and-Reported Professional Liability Policy Bars Coverage for Late Noticed Claim
  • Claims-Made/Related Claims
March 21, 2018
All Claims Arising from Negligent Design of Two, Nearly Identical Bridges Constitute “Related Claims”
  • Claims-Made/Related Claims
  • Exclusions
March 19, 2018
Letter Outlining Objections to Excessive Legal Fees Constitutes “Claim”
  • Claims-Made/Related Claims
March 19, 2018
Pleading in Suit Between Medical Practice Partners Fails to Trigger Duty to Defend Under Employment Practices Liability Policy
  • Claims-Made/Related Claims
March 15, 2018
DOJ Investigation Constitutes Seven “Claims,” But Specific Litigation and Pending-Or-Prior Litigation Exclusions Bar Coverage
March 15, 2018
No Coverage Available Under Crime Policy for Losses Not Discovered “During the Policy Period”
  • Policy Definitions
March 9, 2018
Claim based on Failed IT Transition Does Not Involve Property Damage or Loss of Use
  • Cyber Policies and Issues
March 9, 2018
Ninth Circuit: Deceptive Business Practices Exclusion Does Not Bar Coverage for Kickback Suit
  • Exclusions
March 9, 2018
Text Messages Sent in Violation of TCPA Held to Implicate Professional Services Coverage
  • Policy Definitions
March 7, 2018
TCPA Statutory Damages Are Uninsurable Penalties Under Colorado Law
  • Policy Definitions
March 5, 2018
Notice of Accident Constitutes Timely “Claim” Based on Insurers’ Conduct
  • Claims-Made/Related Claims
February 27, 2018
Court Holds Insurance Exclusion Bars Coverage for Lawsuit Arising Out Of Lapse in Client’s Insurance Policy
  • Exclusions
February 16, 2018
NY Court Rejects Disclosure-Only Shareholder Class Action Settlement
  • Professional Liability Exposures
February 15, 2018
Allegations of Fraudulent Scheme by Lawyer to Induce Payment of Insurance Benefits Constitutes “Professional Legal Services”
February 15, 2018
Letter Advising Insured Attorney to Put Carrier on Notice Does Not Make Subsequent Claim Foreseeable
  • Exclusions
  • Prior Knowledge/Rescission
February 15, 2018
No Coverage for Criminal Investigation Where Sealed Affidavit Identifying Insured as Target of Investigation Was Not Reported During Policy Period
  • Claims-Made/Related Claims
February 13, 2018
Lack of Civil Lawsuit Precludes Duty to Defend, While Prior Knowledge Exclusion Bars Indemnity Coverage
  • Bad Faith/Duty to Settle
  • Claims-Made/Related Claims
  • Exclusions
  • Prior Knowledge/Rescission
February 8, 2018
Iowa Court Holds that Medical Record Request Does Not Constitute a “Claim”
  • Claims-Made/Related Claims
February 7, 2018
D&O Insurer Has Duty to Defend Where Allegations Arguably Implicate Insured Capacity
  • Policy Requirements and Conditions
February 2, 2018
Specific Litigation Exclusion Bars Coverage for Puerto Rico Mutual Fund Suits and Arbitrations
  • Claims-Made/Related Claims
  • Exclusions
January 30, 2018
Securities Exclusion Bars Coverage for Claims Bearing “Incidental Relationship” to Excluded Conduct
January 29, 2018
Eleventh Circuit Holds Prior Acts Exclusion Does Not Apply to Claim by FDIC Against Failed Bank
January 25, 2018
No Second Bite for Derivative Plaintiffs: Delaware Supreme Court Rebuffs Invitation to Undermine Preclusive Effect of Prior Unsuccessful Derivative Action
  • Professional Liability Exposures
January 24, 2018
Lawsuit Filed by Company Against Former Officer Does Not Trigger Employment Practices Liability Coverage
January 23, 2018
Insurer Entitled to Rescind Policy But Not to Reimbursement of Defense Costs
  • Prior Knowledge/Rescission
January 23, 2018
Ninth Circuit Affirms Allegations of Discrimination and Harassment Triggered Duty to Defend Class Action for California Labor Code Violations
  • Policy Definitions
January 12, 2018
Insurer May Rescind Policy Where Insured Failed to Disclose Pending Investigation
  • Prior Knowledge/Rescission
January 2, 2018
Breach of Fiduciary Duty Claim Against Lawyer Acting as Both Escrow Agent and Attorney for Counterparty Triggers Duty to Defend Notwithstanding Business Enterprise Exclusion
  • Policy Definitions
December 27, 2017
Former Director Not Covered for Wrongful Acts Committed in Uninsured Capacity
December 21, 2017
Insured’s Late Notice of Original Discrimination Charges Bars Coverage for Related Lawsuits
  • Claims-Made/Related Claims
December 21, 2017
Insurer Potentially Liable for Failing to Initiate Settlement Discussions
  • Bad Faith/Duty to Settle
  • Exclusions
December 14, 2017
Prior Knowledge Condition Bars Coverage Where Insured was Warned of Negligence Claim Before Policy Incepted
  • Exclusions
  • Prior Knowledge/Rescission
November 30, 2017
No Coverage for “Data Breach” Claim under CGL Policy
  • Cyber Policies and Issues
November 30, 2017
Washington Court Holds that Statutory Notice of Intent to Sue Letter is Not a “Claim”
  • Claims-Made/Related Claims
November 29, 2017
Insured’s Non-Covered Counterclaim Does Not Create Conflict Entitling It to Select Independent Counsel
  • Policy Requirements and Conditions
November 22, 2017
Letter Alleging Wrongful Termination and Seeking Reinstatement Constitutes a “Demand for Damages or Other Relief”
  • Claims-Made/Related Claims
November 21, 2017
Washington Court Finds Coverage for Fraudulently Originated Loans Repurchased by Now-Defunct Bank
  • Policy Definitions
November 17, 2017
Insurer Obligated to Pay Full Policy Limits on Loss Despite Potentially Concurrent Policies With Competing “Other Insurance” Clauses
  • Policy Requirements and Conditions
November 17, 2017
No Coverage Available Where Insured Fails to Provide Notice of Potential Claim During First Policy Period and Knew About, But Failed to Disclose, Potential Claim Prior to Second Policy Period
  • Claims-Made/Related Claims
  • Exclusions
  • Prior Knowledge/Rescission
November 3, 2017
Federal Court Limits Information Discoverable by Insurer Concerning Insured’s Prior Knowledge
November 2, 2017
No Crime Coverage for Amounts Wired by Insured’s Customer to Fraudster Posing as Insured
  • Cyber Policies and Issues
October 31, 2017
Carve Out for Fines and Amounts Imposed by Statute Bars Coverage
October 26, 2017
Insured Fails to Allege Bad Faith Damages When Settlement Was Funded by Another Insurer
  • Bad Faith/Duty to Settle
October 24, 2017
Court Declines to Hold Broker Accountable for Insured’s Failure to Report Known Claims in Application
  • Claims-Made/Related Claims
October 24, 2017
Insurer Was Not Prejudiced by Insured’s Failure to Cooperate
  • Policy Requirements and Conditions
October 24, 2017
SEC Subpoenas & Formal Investigative Order Are Not “Claims” Alleging “Wrongful Acts”
  • Claims-Made/Related Claims
October 18, 2017
Contract Exclusion Bars Coverage for Claims Arising from Asset Purchase Agreement’s Non-Compete Clause
  • Exclusions
October 17, 2017
Court Holds that Insured’s Expectations Do Not Override Language of Consumer Protection Exclusion
  • Exclusions
October 17, 2017
Fee Exclusion Bars Coverage for Overdraft Fee Settlement
  • Bad Faith/Duty to Settle
  • Exclusions
October 17, 2017
Pre-Inception Tolling Agreement and Agency Notice of Potential Statutory Violations Insufficient for Judgment on the Pleadings on Prior Knowledge Provision
  • Exclusions
  • Prior Knowledge/Rescission
October 16, 2017
No Indemnification for Insured’s “Restitutionary In Nature” Settlement Payments, Even Without Admission of Guilt or a Final Adjudication
October 13, 2017
Insured’s Claims Barred by Res Judicata
  • Claims-Made/Related Claims
  • Exclusions
October 13, 2017
No Coverage Available for Employment-Related Claims Under Policy D&O and EPL Coverage Sections
  • Policy Definitions
October 12, 2017
No Coverage For Claims Interrelated with Prior Improperly-Noticed Claim
  • Claims-Made/Related Claims
  • Exclusions
October 10, 2017
Second Circuit Affirms Judgment That Insured v. Insured Exclusion Bars Coverage After Jury Finds Plaintiff Was Duly Elected or Appointed as a Director
  • Exclusions
October 2, 2017
Fee Arrangement Exclusion Bars Coverage for Claims Arising from Alleged Force-Placed Insurance Scheme
  • Claims-Made/Related Claims
  • Exclusions
October 2, 2017
SEC Subpoenas & Formal Investigative Order Are “Claims”
  • Claims-Made/Related Claims
September 28, 2017
Eleventh Circuit Affirms that Eleven Claims Arising Out Of Negligently Repackaging Two Drugs Are “Related Claims”
  • Claims-Made/Related Claims
  • Exclusions
September 27, 2017
Following New Jersey Statutory Merger, Surviving Entity Acquires All Rights and Obligations Under Target Entity’s Insurance Policy
  • Policy Requirements and Conditions
September 27, 2017
Insurer Has No Duty to Defend or Indemnify Insured for Action Alleging Solely Intentional Wrongdoing
  • Policy Requirements and Conditions
September 25, 2017
Coverage Barred for Claim Made During Initial Policy Period and Reported in Renewal Period
  • Claims-Made/Related Claims
September 25, 2017
Prior Knowledge Exclusion Bars Coverage for Claim Against Insured Attorney
  • Exclusions
  • Prior Knowledge/Rescission
September 19, 2017
Alternative Dispute Resolution Provision Not Satisfied Where Parties Communicated with Mediator During Cooling Off Period
  • Coverage Litigation
September 12, 2017
Failure to Pay Wages Not a “Wrongful Act”
September 8, 2017
Pre-Trial Settlement and Assignment of Rights Unenforceable Against Insurer with No Duty to Defend
  • Exclusions
September 8, 2017
Professional Services Exclusion Bars Coverage in Connection with Pipeline Explosion
September 5, 2017
Profit Exclusion Does Not Apply to Judgment Against Insured for Anti-Trust Violation
  • Exclusions
August 29, 2017
Court Grants Summary Judgment to Insurer Based on Failure to Disclose Prior Claims in Application
  • Exclusions
  • Prior Knowledge/Rescission
August 28, 2017
Insurer’s Allegations that Declaratory and Injunctive Relief Are Not Covered Loss Survive Motion to Dismiss
  • Policy Requirements and Conditions
August 24, 2017
Ninth Circuit Applies Invasion of Privacy Exclusion to Bar Coverage for TCPA Claims under D&O Policy
  • Exclusions
August 23, 2017
Disputes Over Amounts of Premiums and Claims Paid Prevent Summary Judgment in Rescission Case
  • Prior Knowledge/Rescission
August 23, 2017
No Coverage for $3.5 Million in Pre-Notice Defense Expenses Where Notice Was a Year Late
August 21, 2017
Missouri Federal Court Denies Motion to Stay Coverage Action Pending Resolution of State Insolvency Proceedings Against Insured
  • Prior Knowledge/Rescission
August 10, 2017
Single Lawsuit Alleging Multiple Wrongful Acts Constitutes Single Claim
  • Claims-Made/Related Claims
August 9, 2017
Fraudulent Instruction Loss Caused by Social Engineering Scheme Does Not Trigger Computer Fraud Coverage Under Commercial Crime Policy
  • Cyber Policies and Issues
August 2, 2017
Insurer May Not Rescind Renewal Policy Based on Misrepresentations in Prior Policy’s Application
August 2, 2017
Insurer’s Duty to Defend Ends at Tender of Policy Limits
  • Policy Requirements and Conditions
July 31, 2017
Computer Fraud Coverage Extends to Manipulation of External Email Server
  • Cyber Policies and Issues
July 28, 2017
No Coverage Where Claim Reported After Extended Reporting Period
  • Claims-Made/Related Claims
July 26, 2017
Inviting a Second Bite at the Apple: Delaware Chancery Court Suggests New Approach to Evaluating Preclusive Effect of Prior Unsuccessful Derivative Litigation
  • Professional Liability Exposures
July 24, 2017
Specific Litigation Exclusion Bars Coverage When Claim Arises “At Least in Part” From Excluded Litigation
  • Claims-Made/Related Claims
  • Exclusions
July 19, 2017
Insurer Need Not Demonstrate Prejudice from Late Notice Under Claims Made and Reported Policy
  • Claims-Made/Related Claims
July 19, 2017
No E&O Coverage Where Insured Failed to Report Claim During Policy Period When It Was First Made
  • Claims-Made/Related Claims
July 11, 2017
Eleventh Circuit Affirms Dismissal Where Professional Services Exclusion Unambiguously Created Joint, Not Several, Obligations
  • Exclusions
July 6, 2017
Insured vs. Insured Exclusion Bars Coverage for Claim Brought by Insured and Officers Against Another Officer
  • Exclusions
July 5, 2017
Duty to Defend Does Not Extend to Prosecution of Affirmative Counterclaims
  • Policy Requirements and Conditions
July 5, 2017
Insured Versus Insured Exclusion Bars Coverage for Claim by Liquidating Trust
July 5, 2017
Insurer’s Consent to Settle Not Required Following Effective Denial of Coverage
  • Policy Requirements and Conditions
June 26, 2017
Separate Lawsuits Part of a Single Claim First Made Prior to Policy Period
  • Claims-Made/Related Claims
  • Exclusions
June 26, 2017
“Non-Specific,” “Boiler-Plate” Notice of Potential Claim Insufficient as a Matter of Law
  • Claims-Made/Related Claims
June 22, 2017
Bermuda Insurer Required to Post Bond to Compel Arbitration Against New York Insured
  • Coverage Litigation
June 19, 2017
Insurer Not Estopped from Asserting Policy Defenses Where Insured Had Duty to Defend; Insured-v.-Insured Exclusion Does Not Bar Coverage for Claims by Former Shareholders
  • Claims-Made/Related Claims
  • Exclusions
June 15, 2017
Antitrust Exclusion Precludes Duty to Defend
  • Exclusions
June 14, 2017
Prior Acts Exclusion Bars Coverage for Claims Arising Out of Actions Predating Policy
  • Exclusions
June 7, 2017
Eighth Circuit Holds No Coverage under Commercial Crime Policy for Theft of Property Owned by Third Party
  • Exclusions
June 7, 2017
Second Circuit Upholds Trial Win for Insurer Rescinding Policy
  • Prior Knowledge/Rescission
June 5, 2017
U.S. Supreme Court: ERISA “Church Plan” Exception Applies to Any Benefit Plan Maintained by Certain Church-Associated Organizations
  • Professional Liability Exposures
June 1, 2017
An Insured’s Prior Knowledge Precludes Coverage for Other Insureds Seeking Coverage; Prior Litigation Exclusion Applies to Arbitration Demand
  • Exclusions
  • Prior Knowledge/Rescission
June 1, 2017
Eighth Circuit Affirms That Notice Given During Policy Period but Seven Months After Complaint Filed is Not “As Soon As Practicable”
  • Claims-Made/Related Claims
May 31, 2017
Court Applies 2015 “Proportionality” Amendments to Federal Rules to Preclude Insured’s Discovery into Extrinsic Evidence Regarding Insurance Policy
  • Coverage Litigation
May 30, 2017
Allegations Concerning Wage Fixing in Violation of the Sherman Act Do Not Fall Within Professional Liability Coverage for “Counseling” Services
May 12, 2017
Court Finds Hotel Worker Not “Employee” Under Policy for Theft Loss Coverage
  • Policy Definitions
May 10, 2017
Attorney’s Prior Knowledge Bars Coverage for Client’s Malpractice Claim
May 4, 2017
Texas Court Holds Disgorgement Amounts Uninsurable as a Matter of Law
May 1, 2017
Insured v. Insured Exclusion Bars Coverage When FDIC Acts as Receiver
  • Exclusions
April 28, 2017
Disgorgement Payment Is Insurable Loss Where Payment Did Not Disgorge Insured’s Own Profits, but Those of its Customers
April 27, 2017
Failure to Defend and Bring Timely Coverage Action Precludes Insurer from Raising Policy Defenses Under Illinois Law
April 27, 2017
No Coverage for Accountant’s Solicitation of Investment in Entity He Partially Owned
  • Policy Definitions
April 27, 2017
Notice-Prejudice Rule Applies to Claims-Made Policy
  • Claims-Made/Related Claims
April 24, 2017
Explicit Allegation of Acts Arising from Professional Services Required to Trigger E&O Policy
  • Policy Requirements and Conditions
April 19, 2017
Insured’s Failure to Provide Notice of Demand Letter Precludes Coverage for Related Lawsuit Noticed in Subsequent Policy Period
  • Claims-Made/Related Claims
  • Exclusions
April 12, 2017
Insured’s Lack of Notice of Claims and Settlement Demand Bars Coverage
  • Claims-Made/Related Claims
April 12, 2017
Underlying Insurer’s Agreement to Pay Limits Does Not Trigger Exhaustion for Excess Policy Requiring “Actual Payment”
  • Policy Requirements and Conditions
April 11, 2017
Lack of Prior Knowledge of Claim a Condition Precedent to Coverage
  • Exclusions
April 4, 2017
No Coverage Under E&O Policy for Real Estate Transaction Involving Payment of Undisclosed Fee
  • Policy Requirements and Conditions
March 31, 2017
Court Finds Insurer Not Bound by $1 Million Consent Judgment
  • Policy Requirements and Conditions
March 30, 2017
Court Upholds Eroding Defense Expense Provision; ERISA Exclusion Bars Coverage for Constitutional and Statutory Civil Rights Claims
  • Exclusions
March 29, 2017
Loss Caused by Fraudulent Exploitation of Coding Error Does Not Implicate Computer Fraud Coverage
  • Cyber Policies and Issues
March 27, 2017
Judgment Creditor Not Entitled to Policy Proceeds Where Insured Defaulted Without Insurer’s Consent
  • Policy Requirements and Conditions
March 24, 2017
Federal Liability Risk Retention Act Preempts Maryland’s Notice-Prejudice Statute for Non-Chartered Risk Retention Group
  • Claims-Made/Related Claims
March 23, 2017
Insurer Had Duty to Defend Where at Least One Allegation “Possibly” Constituted a Wrongful Act
  • Policy Definitions
March 21, 2017
No Coverage for Consultant’s Theft Under Company’s Crime or Property Policies
  • Exclusions
March 21, 2017
No Crime Coverage for Social Engineering Fraud
  • Cyber Policies and Issues
March 20, 2017
Court Finds Late Notice of Claim Prejudiced Insurer
  • Claims-Made/Related Claims
  • Exclusions
March 13, 2017
Insurer Must Pay Defense Expenses in Appeal of Fraud Conviction
  • Exclusions
March 7, 2017
Prior Acts Exclusion Bars Coverage for Suits Alleging Wrongful Conduct Spanning Prior Acts Date
  • Claims-Made/Related Claims
  • Exclusions
March 6, 2017
Initial Inquiry Letter from Office of Disciplinary Counsel Constitutes “Disciplinary Proceeding,” Triggering Notice Obligation
  • Claims-Made/Related Claims
March 6, 2017
Insured-Versus-Insured Exclusion Bars Coverage for Claim Against Former Director That Insured Assigned to Its Fidelity Insurer
  • Exclusions
March 2, 2017
Deceptive Business Practices Exclusion Does Not Bar Coverage for Kickback Suit
  • Exclusions
February 21, 2017
Insured’s Failure to Obtain Insurer’s Consent Prior to Executing Settlement Term Sheet Precludes Coverage
  • Policy Requirements and Conditions
February 21, 2017
“Capacity Exclusion” Bars Coverage for Counterclaim Against Law Firm
  • Exclusions
February 16, 2017
Failure to Disclose Untimely Filings on Application Voids Lawyer's Policy
  • Prior Knowledge/Rescission
February 10, 2017
No Actual Prejudice From Late Notice Where Insurer Could Not Have Altered Outcome of Claim
  • Claims-Made/Related Claims
February 8, 2017
“Employment-Related Wrongful Acts” Exclusion Bars Coverage for Wage Claims under D&O Policy
  • Exclusions
February 3, 2017
No Coverage for California False Claims Act Suit
February 2, 2017
Bankers’ Professional Liability Policy Excludes Overdraft Fee Litigation From Coverage
  • Bad Faith/Duty to Settle
  • Exclusions
January 31, 2017
Court-Appointed Receiver Acts “On Behalf Of” Court, Barring Application of Insured v. Insured Exclusion
January 31, 2017
Florida Statute Does Not Estop Insurer from Denying Reimbursement of Pre-Tender Defense Costs
  • Policy Requirements and Conditions
January 30, 2017
Eleven Claims Arising Out of Negligently Repackaging Two Drugs Are “Related Claims”
  • Claims-Made/Related Claims
  • Exclusions
January 30, 2017
Insurer Entitled to Rescind Lawyers Professional Liability Policy Where Insured Made Material Misrepresentations in Application
  • Prior Knowledge/Rescission
January 25, 2017
Insured v. Insured Exclusion Bars Coverage for Claim by FDIC Receiver Against Failed Bank’s Directors and Officers
  • Exclusions
January 25, 2017
NY Appeals Court Holds FCRA Statutory Damages Are Covered Damages
  • Policy Definitions
January 19, 2017
Insured v. Insured Exclusion Bars Coverage for Shareholders’ Suit Spearheaded by Former Director
  • Exclusions
January 17, 2017
Insurer Entitled to Rescind Policy for Insured’s Failure to Disclose Prior Losses
  • Prior Knowledge/Rescission
January 17, 2017
Quality of Services Exclusion Bars Coverage for Online Auction Service’s Alleged Misrepresentations About Its Reliability
  • Cyber Policies and Issues
January 17, 2017
Temp Nurse Deemed an “Employee” Under Hospital Insurance Policy Despite Staffing Agreement Stating Otherwise
  • Policy Definitions
January 11, 2017
Insurer Has No Duty to Defend Claim Seeking Restitution and Other Unspecified Relief
January 11, 2017
Notice by One Insured Does Not Satisfy Notice Requirement for Different Insured
  • Claims-Made/Related Claims
January 11, 2017
Personal Profit Exclusion Does Not Relieve Insurer of Duty to Advance Defense Costs for Other Pending Causes of Action
January 10, 2017
Claims Not Related When Prior Demands Would Not Have Been Covered
  • Claims-Made/Related Claims
  • Exclusions
January 10, 2017
Tenth Circuit Finds Notice of Temporary Restraining Order Against Insured Did Not Constitute Proper Notice of Subsequent Lawsuit
  • Claims-Made/Related Claims
January 9, 2017
Multiple Clients’ Claims Against Accountant Deemed Related and Subject to Lower Limit of Liability Due to Insureds’ Prior Knowledge of One Client’s Claim
  • Claims-Made/Related Claims
  • Exclusions
  • Prior Knowledge/Rescission
January 6, 2017
No “Final Adjudication” Where Parties Settled After Court Issued Opinion But Prior to Judgment
  • Exclusions
January 4, 2017
Court Finds EEOC Charge and Subsequent Lawsuit to Be Two Separate Claims Under Claims-Made Policy
  • Claims-Made/Related Claims
  • Exclusions
December 29, 2016
Architect’s Prior Knowledge Bars Coverage for Professional Liability Claim
  • Claims-Made/Related Claims
  • Exclusions
  • Prior Knowledge/Rescission
December 22, 2016
Settlement of Class Actions for Allegedly Withheld Profits Not Disgorgement
  • Policy Definitions
December 21, 2016
Fifth Circuit Holds that Prior Knowledge Exclusion is Unduly Broad
  • Bad Faith/Duty to Settle
December 19, 2016
Lead Underwriter’s Document Production Limits Scope of Following Market’s Production
  • Coverage Litigation
December 16, 2016
No Duty to Defend Claim Seeking Return of Premiums Based on Policy Exclusion
  • Exclusions
November 30, 2016
"Other Insurance” Clause Does Not Create Right to Equitable Contribution Against Excess Policy
  • Policy Requirements and Conditions
November 29, 2016
Excess Insurer’s Unambiguous Consent-to-Settlement Provision Bars Coverage
  • Policy Requirements and Conditions
November 29, 2016
Insured’s Settlement Without Regard to Reasonableness Rendered Consent Judgment Unenforceable Against Insurer that Breached Duty to Defend
  • Bad Faith/Duty to Settle
November 28, 2016
Eleventh Circuit Finds Claims to be Related Even Though They Are Based on Different Legal Theories
  • Claims-Made/Related Claims
  • Exclusions
November 28, 2016
Professional Services Exclusion Bars Coverage for False Claims Act Suit Against Online Education Servicer
  • Exclusions
November 22, 2016
Embezzling Payroll Service Providers Were “Employees” of Insured, Triggering Crime Coverage
  • Policy Definitions
November 22, 2016
Misappropriation of Funds Exclusion Precludes Coverage for Accounting Firm’s Erroneous Transfer of Client Funds to Third-Party Fraudsters
  • Exclusions
November 22, 2016
Suit for Reimbursement of Beauty School Expenses Under California Labor Law Triggers Duty to Defend Despite Wage and Hour Exclusion
  • Policy Requirements and Conditions
November 17, 2016
Sixth Circuit Enforces 24-Month Contractual Limitations Period In Bond; Employee's Knowledge Bars Coverage for Company Under E&O Policy
  • Exclusions
November 16, 2016
Under Errors and Omissions Policy, No Duty to Defend Suit Alleging Only Intentional Misconduct
November 15, 2016
Subjective Standard Applies to Rescission of E&O Policy Based on Response to Application Question
  • Exclusions
  • Prior Knowledge/Rescission
November 11, 2016
Bank’s Failure to Submit Proof of Loss Precludes FDIC’s Claim as Receiver Under Crime Bond
  • Claims-Made/Related Claims
November 7, 2016
No Action Clause Does Not Bar Insured's Duty to Defend/Bad Faith Claims Against Insurer
  • Bad Faith/Duty to Settle
November 7, 2016
No Coverage for Claims Arising Out of Attorney’s Theft of Client Funds Before Policy Period
  • Claims-Made/Related Claims
  • Exclusions
  • Prior Knowledge/Rescission
November 4, 2016
In Absence of Alleged Malpractice, No Professional Liability Coverage Available
  • Policy Definitions
October 28, 2016
Insured-versus-Insured Exclusion Deemed Ambiguous as Applied to FDIC as Receiver
  • Exclusions
October 26, 2016
Insurer Has a Duty to Defend Lawsuits Potentially Seeking Damages Not Flowing From a Contractual Obligation
October 25, 2016
Litigation Hold Letter Was Not a Claim
  • Claims-Made/Related Claims
October 25, 2016
No Coverage Available for Lawsuit Served on Insured after End of Extended Reporting Period
  • Claims-Made/Related Claims
October 24, 2016
Computer Fraud Provision of Crime Policy Does Not Cover Loss from Business Email Compromise and Social Engineering Scheme
  • Cyber Policies and Issues
October 24, 2016
“Reasonable Expectations” Doctrine Inapplicable Due to Unambiguous Effective and Retroactive Dates
  • Claims-Made/Related Claims
October 17, 2016
Documents Relating to Other Insureds, Reserves, Reinsurance Communications, Claims Handling and Underwriting Manuals Not Discoverable
  • Coverage Litigation
October 10, 2016
Claim Brought by Lenders Against Officers Based on Company’s Misstated Financials Barred by Bankruptcy and Creditors Exclusion
October 10, 2016
Insured Lawyers’ Material Misrepresentations Warrant Rescission and Coverage also Barred by Prior Knowledge Exclusion
  • Exclusions
  • Prior Knowledge/Rescission
October 5, 2016
Absent Prejudice, Untimely Notice Does Not Preclude Coverage if Notice Provided During Renewal Policy Period
  • Claims-Made/Related Claims
October 5, 2016
Coverage Not Illusory Where Coverage is Unavailable for Claims Failing to Satisfy a Claims-Made-and-Reported Policy’s Requirements
  • Claims-Made/Related Claims
October 5, 2016
Insured Not Prejudiced by Insurer’s Failure to Attend Settlement Meetings; Alaska Law Precluding Recoupment of Defense Costs Preempted by Federal Risk Retention Group Statute
  • Bad Faith/Duty to Settle
October 4, 2016
No Coverage for Voluntary Remediation Because Insured Not “Legally Obligated to Pay” for Work
  • Policy Requirements and Conditions
October 3, 2016
Insufficient Notice of Potential Claim Held to Bar Coverage
  • Claims-Made/Related Claims
September 30, 2016
Certain Extrinsic Evidence Permissible for Purposes of Establishing No Duty to Defend Under Illinois Law
  • Policy Requirements and Conditions
September 29, 2016
Consent Judgment with Covenant Not to Execute Is Covered Loss
  • Policy Definitions
September 26, 2016
Lawyer’s Material Misrepresentations in Policy Renewal Applications Justify Rescission
  • Claims-Made/Related Claims
  • Prior Knowledge/Rescission
September 15, 2016
Insured Stated Claim for Breach of Contract and Bad Faith Against Claims Administrator
  • Bad Faith/Duty to Settle
September 15, 2016
Ninth Circuit Upholds Rescission of Crime Policies Based on Misrepresentation in Application
  • Prior Knowledge/Rescission
September 13, 2016
Insurer that Rejected Exception from Release Language Liable for Bad Faith Failure to Settle Despite Offering Policy Limits
  • Bad Faith/Duty to Settle
September 2, 2016
Notice to Insurance Agent Does Not Constitute Notice to Insurer
  • Claims-Made/Related Claims
September 2, 2016
One Lawsuit Equals One Claim, Regardless of the Number of Causes of Action
  • Claims-Made/Related Claims
  • Exclusions
August 31, 2016
Montana High Court Rules that Evaluation of Reasonableness of Stipulated Settlement Must Consider the Merits and Value of the Underlying Case
  • Bad Faith/Duty to Settle
August 30, 2016
Contract Exclusion Bars Coverage for Suit Alleging Breach of Special Relationship and Conversion
  • Exclusions
August 29, 2016
Attorney’s Reporting of Alleged Ethics Violations Not “Professional Services”; Eight-Month Delay in Providing Notice Precludes Coverage as a Matter of Law
  • Claims-Made/Related Claims
August 25, 2016
Employee Stock Ownership Plan Participant Cannot Pursue Fiduciary Breach and Bad Faith Claim Against Insurer of Plan’s Fiduciaries
  • Bad Faith/Duty to Settle
August 25, 2016
Rescission Voids All Policy Provisions, Including Innocent Insured Provision
  • Prior Knowledge/Rescission
August 23, 2016
Insured Required to Reimburse Defense Costs Paid by Insurer for Non-Covered Claim
  • Policy Requirements and Conditions
August 22, 2016
Fact Issues Regarding “Relatedness of Claims” Preclude Motion for Judgment on the Pleadings
  • Claims-Made/Related Claims
  • Exclusions
  • Prior Knowledge/Rescission
August 17, 2016
Rescission Warranted When Policyholder Failed to Disclose Past Department of Insurance Investigations in Application
  • Prior Knowledge/Rescission
August 12, 2016
SEC Letter and Order Directing Private Investigation Held Not to Allege Wrongful Acts
August 10, 2016
No Rescission Based on Application Signer’s Fraud; Fraudster’s Knowledge Cannot Be Imputed to Bank
  • Prior Knowledge/Rescission
August 9, 2016
No Coverage for Claim Related to Lawsuit Filed Prior to Policy’s Inception
  • Claims-Made/Related Claims
  • Exclusions
August 8, 2016
Capacity Issues, Personal Profit Exclusion, and Insured v. Insured Exclusion Do Not Preclude Duty to Defend
  • Exclusions
August 4, 2016
Minnesota Federal Court Rejects First to File Rule and Transfers Coverage Litigation to Washington Despite Issuance of Policy in Minnesota
  • Coverage Litigation
August 2, 2016
Contract Exclusion Applies Where Insured Assumes Liability of a Third Party
August 2, 2016
Prior Knowledge Precludes Coverage Where Undisclosed “Events Bore the Seeds of a Malpractice Claim” Against Insured Lawyer
  • Exclusions
  • Prior Knowledge/Rescission
August 1, 2016
Non-Specific Notice of Potential Claim Insufficient Under Claims-Made Policy
  • Claims-Made/Related Claims
July 29, 2016
Seven-Month Delay Constitutes Late Notice as a Matter of Law
July 28, 2016
Insurer Entitled to Rescind Policy Based on Insured’s Failure to Disclose Claim Made After Application Submitted but Before Coverage Bound
  • Prior Knowledge/Rescission
July 28, 2016
Whistleblower Suit Alleging Violations of California False Claims Act Uninsurable Under California Law
July 27, 2016
No Coverage for Law Firm Employee’s Misappropriation of Client Funds
  • Policy Definitions
July 27, 2016
Statutory Request for Insurance Information Is Not a Claim
  • Claims-Made/Related Claims
July 26, 2016
New York Court Finds Insured v. Insured Exclusion Ambiguous
  • Exclusions
July 25, 2016
Late Notice Bars Recovery of Claimant’s Unsatisfied Default Judgment under New York Statute
  • Claims-Made/Related Claims
July 22, 2016
Related Claims Provision Does Not Conflict with Prior and Pending Litigation Exclusion
  • Claims-Made/Related Claims
  • Exclusions
July 19, 2016
Professional Services Exclusion Precludes Duty to Indemnify but Not Duty to Advance Defense Costs
  • Exclusions
July 15, 2016
Declaratory Judgment Complaint Not Subject to Insurer’s Motion to Dismiss Based on Conversion of Funds Exclusion
  • Coverage Litigation
  • Exclusions
July 11, 2016
No Double Recovery Under Policy for Amounts Paid by Contractual Indemnitor
  • Policy Requirements and Conditions
July 8, 2016
Rescission Proper Due to Failure to Disclose Known Losses in Application
July 7, 2016
Business Enterprise Exclusion Bars Coverage for Trustee Sued in His Capacity as a Director or Officer of Businesses Affiliated with Trusts
  • Exclusions
July 6, 2016
Negligent Misrepresentation Claim Alleges Wrongful Act Despite Contract-Based Damages
June 29, 2016
Insured v. Insured Exclusion, Allocation Do Not Apply to Related Claims
June 29, 2016
Prior Acts Date Limits Insurer’s Liability for Underlying Judgment
  • Claims-Made/Related Claims
June 24, 2016
Insurer Did Not Breach Duty to Defend Where it Refused to Defend Insured’s Husband and Marital Community
  • Bad Faith/Duty to Settle
June 23, 2016
Insured Failed to Show Claim Fell Within Exception to Insured v. Insured Exclusion
  • Exclusions
June 20, 2016
No Coverage for Claims Made After Statutory Coverage Extension Period Upon Notice of Policy Non-Renewal
  • Claims-Made/Related Claims
June 20, 2016
No Coverage for Lawsuit After Policy Period that Does Not Arise from Notice of Circumstances
  • Claims-Made/Related Claims
June 13, 2016
Federal Appellate Court Declares “Language of the Policy is King” in Affirming Application of Contract Exclusion
June 7, 2016
Court Limits Discovery in Absence of Bad Faith Claim
  • Coverage Litigation
June 7, 2016
Insurer Not Required to Produce Post-Litigation Claim File Documents
  • Coverage Litigation
June 7, 2016
Wiley Rein Secures Favorable Outcome for Insurer in Jury Trial Related to Ponzi Scheme Coverage
  • Coverage Litigation
June 6, 2016
Cyber Policy Does Not Cover Indemnification Payments to Credit Card Processor After Data Breach
  • Cyber Policies and Issues
June 6, 2016
Due to Lack of Notice, E&O Carrier Has No Duty to Indemnify Insured Auto Insurer’s Settlement Payment Stemming from Bad Faith Claim
June 2, 2016
Appeals Court Vacates Ruling that Breach of Contract Exclusion Barred Coverage, Remands for Consideration of Choice of Law
  • Exclusions
June 2, 2016
Excess Insurer Can Pursue Statutory and Common Law Bad Faith Claims Against Primary Insurer as Assignee of Insured
  • Bad Faith/Duty to Settle
May 31, 2016
No Coverage for Related Claims Where Insured Received Third-Party Indemnification
  • Claims-Made/Related Claims
  • Exclusions
May 18, 2016
Seventh Circuit: A Breach of Contract is Not a “Negligent Act”
May 16, 2016
Expert Testimony Regarding the Timing of a Claim and Applicability of Exclusions is Inadmissible
  • Coverage Litigation
May 13, 2016
Claim for Trademark-Infringing Telephone Scam Not Interrelated with Claim for Internet Scam
May 5, 2016
Colorado Supreme Court: No Prejudice Required to Deny Coverage for Settlement Without Consent
  • Policy Requirements and Conditions
May 5, 2016
Competitor’s Claims That Broker Engaged in Unfair Business Practices Involve Professional Services and Are Not Precluded by the “Unfair Competition of Any Type” Exclusion
  • Exclusions
May 4, 2016
Contract and Willful Acts Exclusions Do Not Preclude Duty to Defend Tortious Interference and Copyright Infringement Claims
May 4, 2016
D&O Policy Forum Selection Clause Not Binding on Individual Insured
  • Coverage Litigation
May 4, 2016
Replacement Professional Liability Policy Sufficiently “Similar” to Original Policy to Prevent Application of Extended Reporting Period
  • Claims-Made/Related Claims
May 2, 2016
Bank Settlements Returning Overdraft Fees—Including Plaintiffs’ Attorneys’ Fee Awards—Are Not “Damages”
  • Policy Definitions
April 28, 2016
Restitution for Criminal Acts Uninsurable Under Pennsylvania Law
April 25, 2016
Insurer Not Estopped from Denying Coverage for Failing to Send Second Coverage Letter
  • Bad Faith/Duty to Settle
April 18, 2016
Fourth Circuit Upholds Summary Judgment for Insurer Based on Late Notice Because Insurer Suffered Actual Prejudice Due to Default Judgment
  • Claims-Made/Related Claims
April 15, 2016
Insured v. Insured Exclusion Bars Coverage for Liquidation Trust’s Claim Against Insured Directors and Officers
  • Exclusions
April 13, 2016
Alaskan Law Prohibits Recoupment of Non-covered Defense Costs
  • Coverage Litigation
April 13, 2016
Claim Based on Acts Pre-Dating Retroactive Date Not Covered
  • Exclusions
April 11, 2016
Insured v. Insured Exclusion Bars Coverage for Former Director’s Action Against CEO
  • Exclusions
April 4, 2016
Prior Knowledge Condition Does Not Bar Coverage for Suit Alleging Negligent Licensure of Foster Parent
  • Exclusions
  • Prior Knowledge/Rescission
April 1, 2016
Claimant Without a Judgment Has No Standing to Bring Declaratory Judgment Action Against Alleged Tortfeasor’s Insurer
  • Prior Knowledge/Rescission
March 31, 2016
Maryland Court Holds Insurer Failed to Show Prejudice Resulting from Late Notice
  • Claims-Made/Related Claims
March 29, 2016
Legal Fees Exclusion Bars Coverage for Arbitration Award that “In Substance” Reduced Fees Owed to Insured Law Firm
  • Exclusions
March 28, 2016
No Coverage for Lawyer’s Alleged Self-Dealing
  • Exclusions
March 21, 2016
Claims-Made-and-Reported Policies Do Not Violate Louisiana Statute
  • Claims-Made/Related Claims
March 21, 2016
Seventh Circuit Holds Insured’s Material Misrepresentations in Application Warrant Rescission of Policy
  • Prior Knowledge/Rescission
March 18, 2016
Coverage Barred For Hedge Fund’s Suit Against Insured Because Related to Prior Securities Class Action
March 17, 2016
No “Wrongful Act” Where Claim Did Not Involve Conduct “Solely” in Individual’s Capacity as a Director or Officer of an Insured Entity
  • Policy Definitions
March 16, 2016
Sixth Circuit Affirms That Notice-Prejudice Rule Does Not Apply to Claims-Made Policies
  • Claims-Made/Related Claims
March 15, 2016
Letter Asserting that State Government “May” Bring an Enforcement Action if Insured Did Not “Voluntarily” Cease a Particular Activity Is a Claim
  • Claims-Made/Related Claims
March 10, 2016
Insurer May Allocate Defense Costs Under Duty to Defend Policy
  • Policy Requirements and Conditions
March 10, 2016
Letter Seeking Disbursement of Funds Pursuant to Agreement Was Not “Claim”
  • Claims-Made/Related Claims
March 8, 2016
No Extrinsic Evidence Allowed Where Policy Language is Unambiguous
  • Coverage Litigation
March 1, 2016
Seven Civil Lawsuits Constitute a Single Claim Subject to a Single Per-Claim Limit
  • Claims-Made/Related Claims
  • Exclusions
February 29, 2016
Dentist’s Alleged Sexual Misconduct Not Covered Under EPL Policy
February 29, 2016
Environmental Claims Arose from Prior Orders and Deemed Not First Made During Relevant Policy Period
  • Claims-Made/Related Claims
  • Exclusions
February 22, 2016
No Coverage Under D&O Policy For Misrepresentations Regarding Mortgage-Backed Securities Because Not “Securities Of” the Insured
  • Policy Definitions
February 15, 2016
New Jersey High Court Holds Prejudice Not Required Under Claims-Made-and-Reported Policy
  • Claims-Made/Related Claims
February 10, 2016
Court Dismisses Coverage Action Where Claims Were Made Before Policy Period and Barred by Prior and Pending Litigation Exclusion
  • Bad Faith/Duty to Settle
  • Claims-Made/Related Claims
  • Exclusions
February 10, 2016
Exclusion For Certain Communications Narrowly Construed Not To Apply To Alleged Improper Publishing of DNA Test Results
  • Exclusions
February 10, 2016
Pre-Tender Defense Costs are Uncovered Voluntary Payments
  • Bad Faith/Duty to Settle
February 9, 2016
Court Holds Insurer Can Allocate Settlements
  • Bad Faith/Duty to Settle
February 9, 2016
Fourth Circuit Holds that Rescission is Not Available to Innocent Co-Insureds
  • Prior Knowledge/Rescission
February 9, 2016
Wiley Rein Overturns Adverse Verdict Against Insurance Broker
  • Professional Liability Exposures
February 5, 2016
Ninth Circuit Finds “Related Wrongful Acts” Term is Unambiguous and Encompasses a Broad Range of Acts
February 3, 2016
Insurer Could Face Bad Faith Liability Even Though It Has No Duty To Defend
  • Bad Faith/Duty to Settle
January 19, 2016
Policy Rescinded And Voided Ab Initio For Failure to Disclose Professional Responsibility Grievance Investigation of Insured Officer
  • Prior Knowledge/Rescission
January 19, 2016
Prior Knowledge Condition Could Apply to Bar Coverage
  • Exclusions
  • Prior Knowledge/Rescission
January 12, 2016
No Coverage, No Estoppel, No Duty to Settle; Prior Knowledge Exclusion Bars Coverage for Insured’s Malpractice Claim
  • Bad Faith/Duty to Settle
January 11, 2016
Broad Lead-In Language Precludes Coverage for Lawsuit with Even Minimal or Incidental Relationship to Excluded Claims
  • Exclusions
January 11, 2016
Fourth Circuit Holds Two Lawsuits Involve Interrelated Wrongful Acts Constituting Single “Claim” Where Allegations Establish “Common Nexus of Fact”
  • Claims-Made/Related Claims
  • Exclusions
January 8, 2016
New York Federal Court Allows Recoupment of Defense Costs
  • Coverage Litigation
December 14, 2015
Specific Litigation Exclusion Bars Coverage for Condo Owners’ Second Lawsuit against Condo Association
  • Bad Faith/Duty to Settle
  • Claims-Made/Related Claims
  • Exclusions
December 9, 2015
New Jersey High Court Retroactively Applies Rescission of Medical Malpractice Policy
  • Prior Knowledge/Rescission
December 9, 2015
Second Circuit Rejects Use of “Factual Nexus” Test for Related Claims Analysis
  • Claims-Made/Related Claims
  • Exclusions
November 30, 2015
No Prejudice Necessary to Deny Coverage for an Insured’s Late Notice under Consecutive Claims-Made-and-Reported Policies
  • Claims-Made/Related Claims
  • Exclusions
  • Prior Knowledge/Rescission
November 30, 2015
Pennsylvania Notice-Prejudice Rule Does Not Apply to Claims-Made Policies
  • Claims-Made/Related Claims
November 25, 2015
Failure to Provide Notice of Related Suit and Exclusion for Insufficiency of Escrow Funds Preclude Coverage for Title and Escrow Company
  • Claims-Made/Related Claims
  • Exclusions
November 24, 2015
Insurer Failed to Show Claims Were Not Interrelated; Not Entitled to Summary Judgment for Suit Seeking Disgorgement
November 24, 2015
No Coverage for Claims Arising from Failure to Appeal Adverse Decision
  • Bad Faith/Duty to Settle
November 24, 2015
Second Circuit Affirms Applicability of Lower Limit on Liability Pursuant to Endorsement; No Bad Faith Claim
  • Bad Faith/Duty to Settle
November 23, 2015
Action by Tennessee Attorney General Deemed to Pre-Date Claims-Made Policy Period Because Related to Earlier-Filed Customer Complaints
  • Claims-Made/Related Claims
  • Exclusions
  • Prior Knowledge/Rescission
November 23, 2015
Managed Care E&O Policy Covers Suit Alleging Unfair Competition by Competitors
November 20, 2015
Insurer Obligated to Produce Underwriting Files Relating to Policies Issued to Other Policyholders
  • Coverage Litigation
November 12, 2015
Attorney Cannot Wait on Outcome of Appeal to Report Dismissal of Client’s Claim Due to Malpractice
  • Exclusions
  • Prior Knowledge/Rescission
November 9, 2015
Insured Cannot “Fill the Gap” Between Primary Insurer’s Settlement Payment and Underlying Limit
  • Policy Requirements and Conditions
November 9, 2015
Third Circuit Holds That “Renewal” Policy Must Have “The Same, Or Nearly The Same, Terms” As Original Policy
  • Policy Requirements and Conditions
October 28, 2015
Contractual Liability Exclusion Bars Coverage for Negligence Claim
October 23, 2015
Policies Do Not Provide Coverage for Claim Stemming from Pre-Continuity Date Subpoena and Acts of Subsidiary Prior to Acquisition by Insured
October 20, 2015
Missouri Appeals Court Affirms That Insolvency Exclusion Bars Indemnity Coverage for Refusal to Pay
  • Exclusions
October 20, 2015
Reimbursement of Defense Costs at Panel Rate Does Not Constitute Irreparable Harm for Preliminary Injunctive Relief
  • Bad Faith/Duty to Settle
October 19, 2015
Coverage Barred by Prior Litigation Exclusion, Regardless of Insured’s Actual or Reasonable Belief About Pre-Policy Demand Letter
  • Prior Knowledge/Rescission
October 19, 2015
Exclusions Bar Coverage Under Employee Benefits Liability Policy for Claims Arising From Alleged Underfunding of Pension Plan
  • Exclusions
October 19, 2015
Insurer’s Suit for Declaration that Multiple Claims Constitute a Single Claim Must Await Resolution of Insured’s Liability
  • Claims-Made/Related Claims
  • Exclusions
October 16, 2015
Insurer Breaches Duty to Defend by Interpleading Limit
  • Coverage Litigation
October 8, 2015
Coverage for DOJ Investigation Not Barred Because No Way to Determine Whether There Was Substantial Overlap with Earlier Lawsuits
  • Bad Faith/Duty to Settle
  • Claims-Made/Related Claims
  • Exclusions
October 7, 2015
A Breach of Contract is not a “Negligent Act”
October 7, 2015
Claim Asserting Innocence in Alleged Copyright Infringement “Arises Out of” Copyright Infringement and Triggers Exclusion
  • Exclusions
October 5, 2015
Tenth Circuit Holds that Implied Duty to Investigate and Initiate Settlement Negotiations Does Not Extend to Excess Insurer
  • Bad Faith/Duty to Settle
September 29, 2015
Even Without Express Demand for Money, Pre-Policy Period Letter is a “Claim”
  • Claims-Made/Related Claims
  • Exclusions
  • Prior Knowledge/Rescission
September 28, 2015
Advancement When Bank Customer Had Insufficient Funds Not a “Transaction in the Nature of a Loan”
  • Policy Definitions
September 28, 2015
Neither Bond Nor E&O Policy Covers Entity Losses from Employee Theft of Client Funds
September 23, 2015
Professional Services Exclusions Bar Coverage for Failure to Give Prescribed Drugs to Prisoner
  • Exclusions
September 23, 2015
“Bargaining Leverage” Does Not Suffice to Trigger Personal Profit/Financial Advantage Exclusion
September 17, 2015
Attorney Sanctioned for Failure to Disclose Client’s D&O Insurance Policy
  • Coverage Litigation
September 17, 2015
Insurer’s Declaratory Judgment Action Stays in Federal Court Despite Parallel State Court Proceeding Initiated by Insured
September 15, 2015
Lawyer Rendered “Professional Services” in Failure to Advise Investment Transaction Counterparty Regarding Title Insurance
  • Policy Definitions
September 15, 2015
Mutual Mistake Requires Reformation of Retroactive Date for Additional Insured
  • Claims-Made/Related Claims
September 10, 2015
Settlement Communications Within Ten Days Of Mediation Protected From Discovery In Coverage Litigation By California’s Mediation Privilege
  • Coverage Litigation
September 2, 2015
Insurer Not Required to Advance Defense Costs Under A-Side Policy on Pro Rata Basis with Underlying D&O Policy
  • Policy Requirements and Conditions
September 1, 2015
Professional Services Exclusion in D&O Policy Bars Coverage for Claim Arising from Provision of Payroll Services
  • Exclusions
August 28, 2015
Maryland Federal Court Holds Coverage Barred by Insured’s Prior Knowledge and by “Actual Prejudice” from Late Notice
  • Claims-Made/Related Claims
  • Exclusions
  • Prior Knowledge/Rescission
August 25, 2015
Prior Acts Exclusion in E&O Policy Bars Coverage for Arbitration Award
August 24, 2015
Fifth Circuit Holds That Amended Complaints Relate Back to Original Complaint That Sought Only Injunctive Relief
  • Claims-Made/Related Claims
August 20, 2015
Sixth Circuit Affirms That Tax Shelter Exclusion Bars Coverage for Suits against Accounting Firm
  • Exclusions
August 20, 2015
Spreadsheet Listing Asserted Damages is a “Claim”
  • Claims-Made/Related Claims
August 19, 2015
Contract Exclusion Bars Coverage for City but Not Individual Officials
August 19, 2015
Insurer Entitled to File Suit for Unjust Enrichment Directly Against Cumis Counsel to Recover Unreasonable and Unnecessary Fees
  • Coverage Litigation
August 17, 2015
Insurer Has Duty to Defend Cross-Claims Against Members of Homeowners’ Association
  • Claims-Made/Related Claims
August 5, 2015
Notice Outside Policy’s 30 Day Reporting Requirement Untimely As a Matter of Texas Law Notwithstanding Lack of Prejudice
  • Claims-Made/Related Claims
August 3, 2015
Fifth Circuit Reverses: Insured v. Insured Exclusion Does Not Apply To Indemnity Claim
  • Exclusions
August 3, 2015
No Duty to Defend Antitrust Suit Alleging Malicious Disparagement
  • Exclusions
August 3, 2015
Pennsylvania Supreme Court Adopts “Reasonableness” Standard for Enforcing Cooperation Provision When Insurer Breaches its “Duty to Settle”
  • Bad Faith/Duty to Settle
July 23, 2015
Equitable Subrogation Allows Excess Insurer to Recover Settlement Contribution from Later Insurer After Proper Policy Period Is Determined
  • Policy Requirements and Conditions
July 22, 2015
Policy Provision Requiring Insurer’s Consent to Incur Clean-Up Costs Not Void Against Public Policy
  • Policy Requirements and Conditions
July 22, 2015
Summary Judgment Premature Where Insurer Reserved Rights Under Capacity and Equity Interests Exclusions
  • Coverage Litigation
July 20, 2015
Dishonesty Exclusion Bars Coverage for Claim Alleging Fraudulent Inducement to Extend Loan
  • Exclusions
July 16, 2015
Adversaries In Litigation Prohibited From Assigning Legal Malpractice Claim Arising From Same Litigation
  • Professional Liability Exposures
July 16, 2015
FCC Broadens Reach of TCPA through New Declaratory Ruling and Order
  • Professional Liability Exposures
July 16, 2015
Material Misrepresentations in Application Preclude Coverage for More Than $2 Million Embezzlement
  • Prior Knowledge/Rescission
July 14, 2015
Delaware Chancery Court Rejects Proposed Merger Settlement Emphasizing Need for Case-Specific Assessment of Settlement Consideration and Attorneys’ Fees
  • Professional Liability Exposures
July 8, 2015
No Coverage for a Lawsuit Filed Two Years after the Expiration of a Claims-Made-and-Reported Policy
  • Claims-Made/Related Claims
July 8, 2015
“Regardless of Any Apparent Intent,” Excess Policy Does Not Follow Notice Condition of Primary Policy
  • Claims-Made/Related Claims
July 7, 2015
Bad Faith Action To Go To Jury
  • Bad Faith/Duty to Settle
July 7, 2015
Criminal Adjudication Final Upon Sentencing Under Fraud Exclusion Notwithstanding Appeal
July 1, 2015
Court Applies Subjective Standard to Prior Knowledge Exclusion
  • Claims-Made/Related Claims
  • Exclusions
  • Prior Knowledge/Rescission
July 1, 2015
Motion to Dismiss Record Insufficient to Make “Related Claims” Determination
  • Claims-Made/Related Claims
  • Exclusions
June 30, 2015
Dishonesty Exclusion Bars Coverage for Attorney’s Charging Exorbitant Fee
June 30, 2015
Financial Institution Bond Bars Coverage for Loss Not Resulting Solely from Duties of Outside Investment Advisor
  • Exclusions
June 29, 2015
Contractual Liability Exclusion Bars Coverage for Insureds’ Alleged Liability under Contract, Regardless Whether Contracts Are Actually Valid
June 29, 2015
Failure to Provide Notice of EEOC Charge for Nearly Two Years Is Unreasonable As a Matter of Law
  • Claims-Made/Related Claims
June 29, 2015
Insurer Waived Right to Rescind Where Its Agents Knew of Facts that ‘Distinctly Implied’ Information on Policy Application Was Incorrect
  • Bad Faith/Duty to Settle
  • Prior Knowledge/Rescission
June 26, 2015
Claim based on Unsolicited Text Messages in Violation of TCPA Does Not Allege a “Privacy Wrongful Act” under Policy’s “Cyber Claims Endorsement”
  • Cyber Policies and Issues
June 26, 2015
Demand Within Limits Not Required for California Bad Faith Failure-to-Settle Liability
  • Bad Faith/Duty to Settle
June 26, 2015
Insurer Has Duty to Defend Even Though Court Holds No Duty to Indemnify
June 26, 2015
No Coverage Under Claims-Made-And-Reported Policy Where Claim Not Made or Reported During the Policy Period
  • Claims-Made/Related Claims
June 25, 2015
Eleventh Circuit Affirms Dismissal of Insured’s Complaint in “Consent to Settle” Case
  • Bad Faith/Duty to Settle
June 24, 2015
Bond Exclusion Bars Coverage for Claims Against Property Management Company
  • Exclusions
June 18, 2015
Notice-Prejudice Rule Does Not Apply to Fidelity Bonds
  • Claims-Made/Related Claims
June 16, 2015
Contract Exclusion Bars Coverage for Fraud Claims Arising Out of Advertising Services Contract
June 15, 2015
Insurer Waives Privilege by Asserting Reasonable Basis for Coverage Denial in Bad Faith Litigation
  • Coverage Litigation
June 10, 2015
No Coverage Where Attorneys’ Alleged Malpractice Occurred Prior to Retroactive Date
  • Policy Requirements and Conditions
June 9, 2015
Court Holds Shareholder Litigation and Adversary Proceeding Arising From Same Merger Are Separate Claims
  • Claims-Made/Related Claims
  • Exclusions
June 8, 2015
Fidelity Bond Provides Coverage for Third-Party Claim Arising from Employee’s Fraud
  • Policy Definitions
June 8, 2015
Professional Services Exclusion Bars Coverage for Claims against Bank Accused of Facilitating Ponzi Scheme
  • Exclusions
June 4, 2015
Fourth Circuit Affirms Recoupment for Insurer Where Guilty Pleas Triggered Policy Exclusions
  • Exclusions
  • Prior Knowledge/Rescission
June 3, 2015
Crime Bond Affords No Coverage Where Insured Bank Fails to Submit Complete Proof of Loss Prior to FDIC’s Appointment as Receiver
  • Claims-Made/Related Claims
June 2, 2015
Fraudulent Overbilling Likely Is “Professional Services” But Coverage Barred by Fraudulent Acts Exclusion
June 2, 2015
Unpaid Compensation and Breach of Contract Exclusions Bar Coverage for Independent Contractor’s Suit
June 1, 2015
Court Stays Litigation of Certain Coverage Defenses, Allows Others To Proceed Pending Resolution of Underlying Litigation
June 1, 2015
Ninth Circuit Holds Professional Services Exclusion Bars Coverage for Ponzi Scheme Lawsuit
  • Exclusions
May 29, 2015
Bad Faith Claim Fails Absent Breach of Contract or Failure to Settle
  • Bad Faith/Duty to Settle
  • Claims-Made/Related Claims
  • Exclusions
May 22, 2015
Lawyer Could Only “Reasonably Expect” Claim By Former Client—Not Her Family Members
  • Policy Requirements and Conditions
May 21, 2015
Insurer Not Estopped from Relying on Exclusion in Unilaterally Disclaiming Duty to Defend; Business Enterprise Exclusion Bars Coverage
  • Exclusions
May 19, 2015
Regulatory Exclusion Bars Coverage for False Claims Act Action Pursued By Qui Tam Relator
  • Exclusions
May 18, 2015
Borrower’s Bankruptcy Petition Triggers Bankruptcy Exclusion of Lender’s Political Risk Policy
  • Exclusions
May 18, 2015
Claim First Made After Policy Period But During Extended Reporting Period Does Not Trigger Coverage Under Claims-Made-And-Reported Policy
  • Claims-Made/Related Claims
May 14, 2015
Knowing Conduct Is Not An “Error, Omission or Negligent Act” Under Technology E&O Policy
  • Cyber Policies and Issues
May 14, 2015
Louisiana Supreme Court Holds Settlement Demand Not Prerequisite for Bad Faith Failure-to-Settle Liability
  • Bad Faith/Duty to Settle
May 13, 2015
Claimant Who Successfully Establishes Coverage But Loses Liability Suit Is a “Prevailing Party” for New Jersey’s Fee Statute
  • Coverage Litigation
May 12, 2015
Prior Knowledge Condition Bars Coverage for Insured’s Knowing Misrepresentations to Client
  • Exclusions
  • Prior Knowledge/Rescission
May 6, 2015
Insurer Entitled to Discover Insured’s Communications with Broker, Defense Counsel Prior to Date of Final Coverage Denial and Communications with Defense Counsel Regarding Allocation Issues
  • Coverage Litigation
May 6, 2015
Related Acts of Malpractice Give Rise to One Claim; Coverage Precluded by Prior Knowledge Exclusion
  • Claims-Made/Related Claims
  • Exclusions
  • Prior Knowledge/Rescission
May 5, 2015
Professional Services Exclusion Does Not Bar Coverage Because Alleged Wrongful Conduct Tenuously Connected to Provision of Professional Services
  • Exclusions
May 4, 2015
Business Enterprise Exclusion Bars Coverage for Malpractice Claim Based on Attorney’s Hybrid Role
  • Exclusions
May 1, 2015
Indiana High Court Holds Settlement of Managed Care Organization Multi-District Litigation Is Covered under E&O Policies
  • Bad Faith/Duty to Settle
April 30, 2015
Coverage Barred under “Known Risk” Exclusion Where Applicant for Insurance “On Notice” of Potential Malpractice Claim
  • Exclusions
  • Prior Knowledge/Rescission
April 27, 2015
Invasion of Privacy Exclusion Blocks Basketball Team’s Shot at D&O Coverage for TCPA Claims
  • Exclusions
April 23, 2015
Insurer’s Recoupment Claim Still Alive After Appellate Court Rejects Dismissal Based on Waiver
April 22, 2015
No Duty to Defend Where Insured Received Demand Prior to Policy’s Inception
  • Claims-Made/Related Claims
April 21, 2015
California Court Holds Claims by Separate Investors in the Same Ponzi Scheme All Barred by Application Exclusion
  • Exclusions
  • Prior Knowledge/Rescission
April 21, 2015
Insurer Need Not Demonstrate Prejudice to Disclaim Coverage for Late Notice under Excess Claims-Made Policy
  • Claims-Made/Related Claims
April 21, 2015
Prejudice Irrelevant to Late Notice Where Timely Notice Is Condition Precedent
  • Bad Faith/Duty to Settle
  • Claims-Made/Related Claims
April 20, 2015
Georgia Supreme Court Unanimously Holds That Insured Cannot Sue Insurer for Amounts Paid to Settle Claim Without Insurer’s Consent
  • Bad Faith/Duty to Settle
April 15, 2015
Insurer Entitled To Recoup Settlement Payment Made in Underlying Action
  • Coverage Litigation
April 15, 2015
Insurer Owes No Duty to Defend “Related Claim” Where Suit is Based on Same Course of Discriminatory Conduct Alleged in Prior Litigation
  • Claims-Made/Related Claims
  • Exclusions
April 14, 2015
Unserved Qui Tam Complaint Does Not Satisfy “Claim First Made” Requirement of Claims-Made Policy
  • Claims-Made/Related Claims
April 13, 2015
Federal District Court Concludes No Coverage for Untimely Claim
  • Claims-Made/Related Claims
April 13, 2015
No Coverage Under Claims-Made-and-Reported Policies for Claims Not Timely Reported
  • Claims-Made/Related Claims
April 8, 2015
Insurer Has No Duty to Defend When Insured Fails to Give Adequate Notice During Policy Period
  • Claims-Made/Related Claims
April 7, 2015
Insurer Has Duty to Defend under Claims-Made Policy Where Insured Potentially Received Notice of the Claim During the Policy Period
  • Claims-Made/Related Claims
March 31, 2015
Contract-Related Breach and Negligence Damages Constitute “Loss;” Coverage Precluded by Warranty Exclusion
March 27, 2015
Delaware Trial Court: “Final Adjudication” Exclusion Trumps “No Loss” Argument
March 26, 2015
Eleventh Circuit Holds No Coverage for Online Banking Theft
  • Exclusions
March 25, 2015
Duty to Defend Does Not Encompass Affirmative Claims
  • Policy Requirements and Conditions
March 24, 2015
Finding of Fraud for ERISA Violation Implicates Fraud Exclusion
  • Exclusions
March 18, 2015
Borrowing Funds from Client Does Not Constitute Professional Services and Profit Exclusion Bars Coverage for Accountant’s Failure to Repay Client
March 18, 2015
Civil Theft Award Not Covered by D&O Policy or CGL Policy
March 13, 2015
No Coverage for Prosecuting an Affirmative Counterclaim
  • Policy Requirements and Conditions
March 10, 2015
Lawyer’s “Don’t Ask” Policy on Associate Misconduct Leads Court to Apply Prior Knowledge Exclusion
  • Exclusions
  • Prior Knowledge/Rescission
March 6, 2015
Insurer Not Liable for Bad Faith in Absence of Special Relationship with Insured or Unreasonable Denial of Coverage
  • Bad Faith/Duty to Settle
  • Exclusions
March 4, 2015
Wisconsin Notice-Prejudice Statutes Do Not Apply to Claims-Made-And-Reported Policies
  • Claims-Made/Related Claims
February 26, 2015
Illinois Supreme Court Holds “Innocent Insured Doctrine” Inapplicable In Rescission Context
  • Prior Knowledge/Rescission
February 25, 2015
Colorado’s Notice-Prejudice Rule Does Not Apply to Claims-Made Policies
  • Claims-Made/Related Claims
February 19, 2015
Pollution Exclusion in E&O Policy Bars Coverage
  • Exclusions
February 18, 2015
Court Applies Objective Standard to Hold that Prior Knowledge Exclusion Bars Coverage
  • Exclusions
  • Prior Knowledge/Rescission
February 18, 2015
No Coverage Where Underlying Complaint Did Not Allege Conduct After Retroactive Date; Suits Involving Nearly Identical Course of Conduct Are Related
February 4, 2015
Neither “Insured v. Insured” Exclusion nor “Investment Loss Carve-Out” Bars Coverage for Receiver’s Action Against Bank’s Former Directors and Officers
February 2, 2015
Bad Faith Exclusion Bars Coverage for Bad Faith Failure to Settle Claim That Also Alleges Negligence
  • Exclusions
February 2, 2015
Claimant Has No Right to Policy Proceeds as Judgment Creditor of Insured Who Defaulted in Underlying Action
  • Policy Requirements and Conditions
February 2, 2015
Ninth Circuit Holds Professional Services Exclusion Ambiguous
  • Exclusions
January 28, 2015
Ninth Circuit Finds Breach of Fiduciary Duty Claim Seeks Damages, Not Restitution
January 22, 2015
SEC Consent Order Does Not Trigger Dishonesty Exclusion Where Insured Does Not Admit Guilt; Loss May Be Uninsurable by Law
January 20, 2015
FDIC’s Suit Against Law Firm for Acceptance of Advanced Retainer Not Covered
  • Policy Definitions
January 20, 2015
No Coverage for Suit Based on Unreported Demand Made in Prior Policy Period
  • Claims-Made/Related Claims
January 13, 2015
No Coverage Under a Claims-Made Policy for Former Employee Even When Insured Alleged to be Vicariously Liable
  • Policy Definitions
January 12, 2015
No Coverage for SEC Investigation Where Initial Investigative Order First Issued Before the Policy Period
January 12, 2015
Return of Fees Exclusion Does Not Bar Coverage For Suit Arising From Client’s Payments to Law Firm Pursuant to Invalidated Contingent Fee Agreement
  • Claims-Made/Related Claims
  • Exclusions
  • Prior Knowledge/Rescission
January 8, 2015
Renewal of Claims-Made-and-Reported Period Does Not Extend Claim Reporting Period
  • Claims-Made/Related Claims
January 7, 2015
Insured v. Insured Exclusion Does Not Bar Coverage for Claim by Assignee
  • Exclusions
January 6, 2015
No Rescission of Renewal Policy Where Original Application Not Incorporated into Application for Renewed Policy
  • Claims-Made/Related Claims
  • Prior Knowledge/Rescission
January 5, 2015
Contract Exclusion Does Not Bar Coverage for Intentional Misrepresentations During Pre-Contract Negotiations
  • Bad Faith/Duty to Settle
January 5, 2015
Coverage Determined By Date Notice Is Received By Insurer, Not By Date It Is Sent
  • Claims-Made/Related Claims
December 19, 2014
Civil Lawsuit Alleging Ethical Violations Is Not a “Disciplinary Proceeding” Under a Lawyers Professional Liability Policy
December 19, 2014
Health Care Professional Services Exclusion Applies Where Injury Would Not Exist But-For Failure to Provide Medical Attention
  • Exclusions
December 19, 2014
Professional Association’s Investigation of Ethical Complaints and Credentialing of Members Constitute Professional Services
  • Policy Definitions
December 16, 2014
Business Pursuits Exclusion Bars Coverage for Activities after Alleged Ponzi Schemer Left Law Firm
December 8, 2014
Automated Calls to Advertise Insurance Services Do Not Constitute Professional Services
  • Policy Definitions
December 8, 2014
Notice of Violation Alleging Refusal to Tender Benefits Owed Constitutes a “Claim”
  • Claims-Made/Related Claims
December 4, 2014
Communications Stating That Insured May Be Liable For Damages Constitute a “Claim”
  • Claims-Made/Related Claims
December 3, 2014
D&O Insurers Liable for $30 Million Judgment Arising from Dissolution of Hospital Affiliation
December 2, 2014
Fee Dispute Exclusion in Bank E&O Policy Not Triggered by Allegations Concerning Overdraft Charges
  • Exclusions
December 2, 2014
New York High Court Holds that Timely Notice to Broker Does Not Satisfy Required Notice to Insurer
  • Claims-Made/Related Claims
December 2, 2014
“No Direct Action” Rule Bars Claimant’s Declaratory Judgment Claim Against Insurer
  • Coverage Litigation
November 18, 2014
Fourth Circuit Holds That Nonprofit Management Liability Policy Does Not Afford Coverage for Reimbursement of Stolen Social Security Benefits
November 14, 2014
Court Holds That Policy’s Misrepresentation Clause Set Higher Standard for Rescission
  • Prior Knowledge/Rescission
November 14, 2014
Criminal Indictment Constitutes Related Claim to Letter from State Attorney General
  • Bad Faith/Duty to Settle
  • Claims-Made/Related Claims
  • Exclusions
November 13, 2014
Two Lawsuits Involve “Interrelated Wrongful Acts” Where They Allege a Common, Continuing Scheme by the Insured
  • Claims-Made/Related Claims
  • Exclusions
November 5, 2014
No “Collusion” Requirement for I-v-I Exclusion
  • Exclusions
November 4, 2014
Client’s Fee Dispute Claim Triggers Duty to Defend because it “Arises Out of” Firm’s Performance of Professional Services
  • Policy Definitions
October 30, 2014
Contract Exclusion Bars Coverage for Entire Claim, Including Count for Negligent Misrepresentation
October 27, 2014
Malpractice Policies Rescinded Based on Material Misrepresentations
  • Prior Knowledge/Rescission
October 27, 2014
Sublimit for Misappropriation of Funds Applied to Claim Based on Employee’s Scheme Approving Fraudulent Settlement Claims
  • Policy Requirements and Conditions
October 21, 2014
Federal Court Declines to Put Coverage Litigation on Hold
  • Coverage Litigation
October 21, 2014
Trial Court Erred In Not Determining Whether Insured Had Sufficient Information to Reasonably Expect that a Claim Would Be Made Against it Prior to Applying for Policy
October 17, 2014
Insured Firm Could Have Foreseen that Failure to Timely Serve Party Would Lead to Malpractice Claim
  • Claims-Made/Related Claims
  • Exclusions
  • Prior Knowledge/Rescission
October 16, 2014
Consecutively Issued Renewal Policies Do Not Create a Continuous Reporting Period
  • Claims-Made/Related Claims
October 16, 2014
Fraud Exclusion Bars Coverage for RICO and Fraud Suit
  • Exclusions
October 14, 2014
Civil Penalties under Clean Air Act Do Not Constitute Punitive Damages
  • Policy Definitions
October 14, 2014
Five Lawsuits Constitute Related Claims to Complaint First Made Before Policy Period
  • Claims-Made/Related Claims
  • Exclusions
October 3, 2014
No Coverage for Individual for Claims Based on Role Outside of Insured Organization
  • Policy Definitions
October 2, 2014
Supreme Court Agrees to Hear “Continuing Violation” ERISA Case
  • Professional Liability Exposures
September 26, 2014
Tax Shelter Exclusion Bars Coverage for Suits Against Accounting Firm
  • Exclusions
September 16, 2014
Excess Carrier’s Unrestricted Payment to Primary Carrier Creates Doubt as to Whether Primary Policy Was Exhausted
  • Policy Requirements and Conditions
September 16, 2014
Prior Litigation Exclusion Bars Coverage Despite Differences in Parties and Damages Sought
  • Claims-Made/Related Claims
  • Exclusions
September 15, 2014
Broadly Worded Securities Exclusion Does Not Unambiguously Bar Coverage for ERISA Lawsuits
  • Bad Faith/Duty to Settle
September 10, 2014
New York Court Requires Insurer that Issued Duty to Defend Policies to Advance Defense Costs During Coverage Litigation, but Insurer that Issued Duty to Advance Policies Has No Such Obligation
  • Policy Requirements and Conditions
September 9, 2014
Insurer’s Communications with Reinsurer Not Privileged
  • Coverage Litigation
September 9, 2014
Prejudice Showing Required for Late Notice Defense under Claims-Made-and-Reported Policy
  • Claims-Made/Related Claims
  • Exclusions
  • Prior Knowledge/Rescission
September 8, 2014
Business Enterprise Exclusion Bars Coverage for Claim Arising Out of Attorney’s Real Estate Development Company
  • Exclusions
September 8, 2014
Insured’s Investment Advisory Activities Not Covered Under Insurance Agents E&O Policy
  • Exclusions
September 8, 2014
Malpractice Suit Related Back to Claim for Compensation from Client Security Fund
  • Claims-Made/Related Claims
  • Exclusions
  • Prior Knowledge/Rescission
September 4, 2014
Amended Complaints Relate Back to Original Complaint That Sought Only Injunctive Relief
  • Claims-Made/Related Claims
September 3, 2014
Insureds’ Settlement with Bank of its Loan Defaults Not Covered
September 2, 2014
Policyholder Entitled to Hire Multiple Law Firms to Handle Underlying Suit as Long as Reasonable and Necessary for the Defense
  • Policy Requirements and Conditions
August 21, 2014
Insurer’s Recoupment of Defense Expenses Includes Pre-Judgment Interest
  • Exclusions
  • Prior Knowledge/Rescission
August 20, 2014
Montana Supreme Court Holds That Where Policy Is “Potentially Implicated,” There Is No Need to Examine Terms of Policy and Underlying Complaint
  • Exclusions
August 20, 2014
No Coverage For Bankruptcy Court Sanctions Motion Because of Untimely Notice and Motion Did Not Seek Award of “Damages”
August 18, 2014
Policies Afford No Coverage for Litigation Arising Out of Unreported Demand Letter
  • Claims-Made/Related Claims
  • Exclusions
  • Prior Knowledge/Rescission
August 14, 2014
New Jersey Appellate Court Concludes Third Parties Have Standing to Bring Action Against E&O Insurer
  • Coverage Litigation
August 12, 2014
Insurer Is Not Estopped from Raising New Coverage Defenses When It Reserves Its Right to Rely on Other Policy Terms
  • Exclusions
August 12, 2014
No Coverage Where Attorney Failed to Disclose Tolling Agreement With Client on Application for Insurance
  • Exclusions
  • Prior Knowledge/Rescission
August 7, 2014
“Knowing and Willful” Violation of Unfair Business Practices Statute Triggers Dishonesty Exclusion
August 5, 2014
Award for Claim Based on Improper Attorney Billing Is Not “Loss,” Does Not Involve “Professional Legal Services,” and Is Barred by a Personal Profit/ Advantage Exclusion
August 4, 2014
Pennsylvania Federal Court Confirms that Settlements Returning Overdraft Fees Are Not “Damages”
  • Policy Definitions
July 31, 2014
Additional Insured Under One Coverage Part Is Not Additional Insured Under Another Coverage Part
  • Policy Definitions
July 30, 2014
Demands for Payment on Foreign Exchange Transaction Agreements Were Not Claims for Wrongful Acts
July 30, 2014
Professional Services Exclusion Unambiguously Excludes Coverage for Negligent Building Design
  • Exclusions
July 28, 2014
Court Refuses to Stay Rescission Action Pending Outcome of Underlying Proceeding
  • Prior Knowledge/Rescission
July 28, 2014
Fee Exclusion Applies to Malpractice Litigation Where “Essential Character of the Dispute” Concerned Fees
  • Exclusions
July 28, 2014
Medical Records Request Not a “Claim”
  • Claims-Made/Related Claims
July 24, 2014
No Coverage for Claim First Reported to Insurer Two Years After Expiration of Claims-Made-and-Reported Policy
  • Claims-Made/Related Claims
July 24, 2014
Timely Notice of Initial Claim Excuses Untimely Notice of Subsequent Related Claims
  • Claims-Made/Related Claims
  • Exclusions
July 17, 2014
Criminal Conduct Exclusion Bars Indemnity Coverage for Suit Against Insured Who Pled Guilty to Criminal Misconduct
  • Exclusions
July 16, 2014
Settlement Returning Overdraft Fees Deemed Potentially Insurable
  • Policy Definitions
July 15, 2014
Court Won’t Strike “Expert” Report by Broker on Application Ambiguity and Best Practices
  • Coverage Litigation