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An Ohio federal court, applying Ohio law, has held that a letter threatening a bad faith action against an insured insurance company did not constitute a “Claim” for the purposes of the company’s errors and omissions insurance. Columbia Cas. Co. v. State Automobile Mut. Ins. Co., 2024 WL 1331984 (S.D. Ohio Mar. 28, 2024). The court further held that the company’s payment of the jury verdict against its own insured did not constitute “Loss” from a covered “Claim.”
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